[JEFFERSON PILOT FINANCIAL LOGO]
Jefferson Pilot Financial
One Granite Place
PO Box 515
Concord, NH 03302-0515
business 603 226 5000
May 5, 1999
VIA EDGAR
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Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549
RE: JPF SEPARATE ACCOUNT B
File No. 33-77496
Commissioners:
Pursuant to Rule 497(j) of the Securities Act of 1933, I hereby certify
that:
(1) the form of the prospectus that would have been filed under
paragraph (b) of Rule 497 does not differ from that contained in the most
recent Post-Effective Amendment to the Registration Statement on Form S-6;
and
(2) the text of the most recent Post-Effective Amendment was
electronically filed on April 30, 1999.
If you have any questions, please call me at (800) 258-3648 x6140.
Sincerely,
/s/ Charlene Grant
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Charlene Grant
Assistant Vice President and
Associate Counsel
