<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> DEC-31-2000
<CASH> 17,065,293
<INT-BEARING-DEPOSITS> 198,000
<FED-FUNDS-SOLD> 4,500,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 16,068,861
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 128,925,236
<ALLOWANCE> 1,396,342
<TOTAL-ASSETS> 174,097,672
<DEPOSITS> 159,581,106
<SHORT-TERM> 350,000
<LIABILITIES-OTHER> 1,630,010
<LONG-TERM> 0
0
0
<COMMON> 6,235,725
<OTHER-SE> 6,300,831
<TOTAL-LIABILITIES-AND-EQUITY> 174,097,672
<INTEREST-LOAN> 9,160,714
<INTEREST-INVEST> 928,056
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 10,088,770
<INTEREST-DEPOSIT> 2,748,910
<INTEREST-EXPENSE> 2,972,372
<INTEREST-INCOME-NET> 7,116,398
<LOAN-LOSSES> 219,000
<SECURITIES-GAINS> (2,188)
<EXPENSE-OTHER> 8,587,223
<INCOME-PRETAX> 2,554,593
<INCOME-PRE-EXTRAORDINARY> 1,673,112
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,673,112
<EPS-BASIC> 1.37
<EPS-DILUTED> 1.28
<YIELD-ACTUAL> 9.55
<LOANS-NON> 496,173
<LOANS-PAST> 0
<LOANS-TROUBLED> 75,000
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,241,016
<CHARGE-OFFS> (81,392)
<RECOVERIES> 17,718
<ALLOWANCE-CLOSE> 1,396,342
<ALLOWANCE-DOMESTIC> 1,396,342
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>