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Previous: HERITAGE OAKS BANCORP, 10QSB, 2000-08-01 |
Next: MORGAN STANLEY DEAN WITTER INTERNATIONAL SMALLCAP FUND, 497, 2000-08-01 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> DEC-31-2000
<CASH> 19,223,573
<INT-BEARING-DEPOSITS> 99,695
<FED-FUNDS-SOLD> 6,400,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 16,973,582
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 124,217,111
<ALLOWANCE> 1,287,788
<TOTAL-ASSETS> 173,215,522
<DEPOSITS> 156,581,430
<SHORT-TERM> 3,150,000
<LIABILITIES-OTHER> 1,768,588
<LONG-TERM> 0
0
0
<COMMON> 6,222,714
<OTHER-SE> 5,492,790
<TOTAL-LIABILITIES-AND-EQUITY> 173,215,522
<INTEREST-LOAN> 5,830,346
<INTEREST-INVEST> 616,504
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 6,446,850
<INTEREST-DEPOSIT> 1,704,870
<INTEREST-EXPENSE> 1,895,521
<INTEREST-INCOME-NET> 4,551,329
<LOAN-LOSSES> 114,000
<SECURITIES-GAINS> (2,188)
<EXPENSE-OTHER> 5,663,245
<INCOME-PRETAX> 1,537,905
<INCOME-PRE-EXTRAORDINARY> 1,039,573
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,039,573
<EPS-BASIC> 0.86
<EPS-DILUTED> 0.77
<YIELD-ACTUAL> 9.57
<LOANS-NON> 665,485
<LOANS-PAST> 0
<LOANS-TROUBLED> 161,000
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,241,016
<CHARGE-OFFS> 114,000
<RECOVERIES> (81,392)
<ALLOWANCE-CLOSE> 1,287,788
<ALLOWANCE-DOMESTIC> 1,287,788
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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