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Previous: FIRST STERLING BANKS INC, 10-Q, 2000-08-14 |
Next: CYCLODEXTRIN TECHNOLOGIES DEVELOPMENT INC, 10QSB, 2000-08-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FINANCIAL
STATEMENTS FOR PERIOD ENDING JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 46,766,298
<INT-BEARING-DEPOSITS> 979,080
<FED-FUNDS-SOLD> 37,920,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 102,181,337
<INVESTMENTS-CARRYING> 15,460,780
<INVESTMENTS-MARKET> 15,058,168
<LOANS> 680,321,435
<ALLOWANCE> 10,190,966
<TOTAL-ASSETS> 915,050,685
<DEPOSITS> 763,536,542
<SHORT-TERM> 13,627,822
<LIABILITIES-OTHER> 1,691,328
<LONG-TERM> 54,135,000
0
0
<COMMON> 21,029,970
<OTHER-SE> 57,394,058
<TOTAL-LIABILITIES-AND-EQUITY> 915,050,685
<INTEREST-LOAN> 32,970,746
<INTEREST-INVEST> 3,498,941
<INTEREST-OTHER> 905,240
<INTEREST-TOTAL> 37,374,927
<INTEREST-DEPOSIT> 13,370,285
<INTEREST-EXPENSE> 15,122,549
<INTEREST-INCOME-NET> 22,252,378
<LOAN-LOSSES> 1,004,000
<SECURITIES-GAINS> (512,837)
<EXPENSE-OTHER> 15,607,016
<INCOME-PRETAX> 9,113,953
<INCOME-PRE-EXTRAORDINARY> 5,579,048
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 5,579,048
<EPS-BASIC> .40
<EPS-DILUTED> .40
<YIELD-ACTUAL> 5.66
<LOANS-NON> 1,189,526
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 9,317,788
<CHARGE-OFFS> 386,499
<RECOVERIES> 255,677
<ALLOWANCE-CLOSE> 1,004,000
<ALLOWANCE-DOMESTIC> 1,004,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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