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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FINANCIAL
STATEMENTS FOR PERIOD ENDING SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 40,379,279
<INT-BEARING-DEPOSITS> 2,216,339
<FED-FUNDS-SOLD> 91,349,680
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 107,341,558
<INVESTMENTS-CARRYING> 17,169,314
<INVESTMENTS-MARKET> 17,028,990
<LOANS> 690,305,942
<ALLOWANCE> 10,501,221
<TOTAL-ASSETS> 980,916,524
<DEPOSITS> 827,952,330
<SHORT-TERM> 8,501,735
<LIABILITIES-OTHER> 2,744,660
<LONG-TERM> 55,131,250
0
0
<COMMON> 21,167,997
<OTHER-SE> 60,595,734
<TOTAL-LIABILITIES-AND-EQUITY> 980,916,524
<INTEREST-LOAN> 50,725,681
<INTEREST-INVEST> 5,575,133
<INTEREST-OTHER> 1,847,626
<INTEREST-TOTAL> 58,201,300
<INTEREST-DEPOSIT> 21,861,217
<INTEREST-EXPENSE> 2,755,885
<INTEREST-INCOME-NET> 33,584,198
<LOAN-LOSSES> 1,459,000
<SECURITIES-GAINS> 512,837
<EXPENSE-OTHER> 23,253,179
<INCOME-PRETAX> 14,369,329
<INCOME-PRE-EXTRAORDINARY> 14,369,329
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 8,973,247
<EPS-BASIC> .65
<EPS-DILUTED> .64
<YIELD-ACTUAL> 5.22
<LOANS-NON> 1,304,087
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 9,317,788
<CHARGE-OFFS> 563,987
<RECOVERIES> 288,419
<ALLOWANCE-CLOSE> 10,501,221
<ALLOWANCE-DOMESTIC> 10,501,221
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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