ROYAL BANCSHARES OF PENNSYLVANIA INC
10-Q, EX-27, 2000-08-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                       8,685,333
<INT-BEARING-DEPOSITS>                         184,000
<FED-FUNDS-SOLD>                            10,200,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 69,663,826
<INVESTMENTS-CARRYING>                      60,170,837
<INVESTMENTS-MARKET>                        59,259,737
<LOANS>                                    419,933,422
<ALLOWANCE>                                 12,023,798
<TOTAL-ASSETS>                             576,176,889
<DEPOSITS>                                 430,880,613
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                         16,765,526
<LONG-TERM>                                 30,455,648
                                0
                                          0
<COMMON>                                    81,234,732
<OTHER-SE>                                  98,355,684
<TOTAL-LIABILITIES-AND-EQUITY>             576,176,889
<INTEREST-LOAN>                             21,733,448
<INTEREST-INVEST>                            5,587,415
<INTEREST-OTHER>                               470,505
<INTEREST-TOTAL>                            27,791,368
<INTEREST-DEPOSIT>                           9,491,659
<INTEREST-EXPENSE>                          10,470,364
<INTEREST-INCOME-NET>                       17,321,004
<LOAN-LOSSES>                                  250,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              7,158,191
<INCOME-PRETAX>                             10,547,369
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 7,066,737
<EPS-BASIC>                                        .70
<EPS-DILUTED>                                      .69
<YIELD-ACTUAL>                                    6.10
<LOANS-NON>                                  1,602,504
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                186,733
<ALLOWANCE-OPEN>                            11,737,337
<CHARGE-OFFS>                                  201,339
<RECOVERIES>                                   237,800
<ALLOWANCE-CLOSE>                           12,023,798
<ALLOWANCE-DOMESTIC>                        12,023,798
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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