<PAGE> 1
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
------------------
FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: September 15, 2000
------------------
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
<TABLE>
<S> <C> <C>
Virginia 0-25762 54-1719855
------------------------------------------ ---------------- -----------------------
(State or other jurisdiction of (Commission (IRS Employer
incorporation) File Number) Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia 23060
-------------------------------------------------- ----------------
(Address of principal executive offices) (Zip Code)
</TABLE>
(Registrant's telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable
Page 1 of 42
<PAGE> 2
ITEM 5. OTHER EVENTS
The August 2000 monthly Certificateholder's Statements to
investors were distributed September 15, 2000.
ITEM 7 (c). EXHIBITS
The following are filed as exhibits to this Report under Exhibit
20:
1. August Performance Summary
2. Series 1995-3 Class A and Class B Certificateholder's
Statements for the month of August 2000.
3. Series 1996-1 Class A and Class B Certificateholder's
Statements for the month of August 2000.
4. Series 1996-2 Class A and Class B Certificateholder's
Statements for the month of August 2000.
5. Series 1996-3 Class A and Class B Certificateholder's
Statements for the month of August 2000.
6. Series 1997-1 Class A and Class B Certificateholder's
Statements for the month of August 2000.
7. Series 1997-2 Class A and Class B Certificateholder's
Statements for the month of August 2000.
8. Series 1998-1 Class A and Class B Certificateholder's
Statements for the month of August 2000.
9. Series 1998-3 Class A and Class B Certificateholder's
Statements for the month of August 2000.
10. Series 1998-4 Class A and Class B Certificateholder's
Statements for the month of August 2000.
11. Series 1999-1 Class A and Class B Certificateholder's
Statements for the month of August 2000
12. Series 1999-2 Class A and Class B Certificateholder's
Statements for the month of August 2000
13. Series 1999-3 Class A and Class B Certificateholder's
Statements for the month of August 2000
14. Series 2000-1 Class A and Class B Certificateholder's
Statements for the month of August 2000
15. Series 2000-2 Class A and Class B Certificateholder's
Statements for the month of August 2000
16. Series 2000-3 Class A and Class B Certificateholder's
Statements for the month of August 2000
17. Trust Excess Spread Analysis
Page 2 of 42
<PAGE> 3
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned there-unto duly authorized.
CAPITAL ONE MASTER TRUST
By: CAPITAL ONE BANK
Servicer
By: /s/ David M. Willey
-----------------------------------
David M. Willey
Senior Vice President of Corporate
Financial Management
Date: September 15, 2000
Page 3 of 42
<PAGE> 4
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
------------------
EXHIBITS
TO
FORM 8-K
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK
(Exact name of registrant as specified in its charter)
Page 4 of 42
<PAGE> 5
INDEX TO EXHIBITS
<TABLE>
<CAPTION>
SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBITS PAGE
------ -------- ------------------
<S> <C>
1 August Performance Summary 07
2 Series 1995-3 Class A and Class B Certificate-
holder's Statements for the month of August 2000 09
3 Series 1996-1 Class A and Class B Certificate-
holder's Statements for the month of August 2000 11
4 Series 1996-2 Class A and Class B Certificate-
holder's Statements for the month of August 2000 13
5 Series 1996-3 Class A and Class B Certificate-
holder's Statements for the month of August 2000 15
6 Series 1997-1 Class A and Class B Certificate-
holder's Statements for the month of August 2000 17
7 Series 1997-2 Class A and Class B Certificate-
holder's Statements for the month of August 2000 19
8 Series 1998-1 Class A and Class B Certificate-
holder's Statements for the month of August 2000 22
9 Series 1998-3 Class A and Class B Certificate-
holder's Statements for the month of August 2000 25
10 Series 1998-4 Class A and Class B Certificate-
holder's Statements for the month of August 2000 28
11 Series 1999-1 Class A and Class B Certificate-
holder's Statements for the month of August 2000 30
12 Series 1999-2 Class A and Class B Certificate-
holder's Statements for the month of August 2000 32
13 Series 1999-3 Class A and Class B Certificate-
holder's Statements for the month of August 2000 34
14 Series 2000-1 Class A and Class B Certificate-
</TABLE>
Page 5 of 42
<PAGE> 6
<TABLE>
<S> <C>
holder's Statements for the month of August 2000 36
15 Series 2000-2 Class A and Class B Certificate-
holder's Statements for the month of August 2000 38
16 Series 2000-3 Class A and Class B Certificate-
holder's Statements for the month of August 2000 40
17 Trust Excess Spread Analysis 42
</TABLE>
Page 6 of 42