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December 5, 1997
Dear LifeTrust Contract Owner:
The information below supplements Massachusetts Mutual Life Insurance Company's
LifeTrust Variable Annuity Prospectus dated May 1, 1997. Please place this
supplement with your prospectus and retain it for future reference.
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LIFETRUST
Supplement dated December 5, 1997
to the Prospectus dated May 1, 1997
The LifeTrust Variable Annuity Prospectus is amended as follows:
The following sentence is added as the second sentence under the paragraph
captioned "Electronic Data Transmission of Application Information" on page 10:
The Contract Owner must sign the Application prior to exercising any ownership
rights in the Contract.
December 5, 1997
