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The information below supplements Massachusetts Mutual Life Insurance Company's
LifeTrust prospectus dated May 1, 1999. Please place this supplement with your
prospectus and retain it for future reference.
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LIFETRUST
Supplement dated July 9, 1999
To the prospectus dated May 1, 1999
The LifeTrust prospectus is changed as follows:
1. The name of the Oppenheimer Growth Division shown in the Examples on pages
7 and 8 is changed to Oppenheimer Capital Appreciation Division. The
footnote identified by two asterisks (**) on page 8 is changed to read as
follows:
** Prior to June 30, 1999, this Division was called the Oppenheimer Growth
Division.
2. The name of the Oppenheimer Growth Division shown in Appendix A on pages
A-1 and A-2 is changed to Oppenheimer Capital Appreciation Division. The
footnote identified by five asterisks (*****) on pages A-1 and A-2 is
changed to read as follows:
***** Prior to June 30, 1999, this Division was called the Oppenheimer
Growth Division.
3. The name of the Oppenheimer Growth & Income Division shown in the Examples
on pages 7 and 8 is changed to Oppenheimer Main Street Growth & Income
Division. The footnote identified by three asterisks (***) on page 8 is
changed to read as follows:
*** Prior to June 30, 1999, this Division was called the Oppenheimer Growth
& Income Division.
4. The name of the Oppenheimer Growth & Income Division shown in Appendix A on
pages A-1 and A-2 is changed to Oppenheimer Main Street Growth & Income.
The footnote identified by two asterisks (**) on pages A-1 and A-2 is
changed to read as follows:
** Public offering commenced on July 3, 1995. Prior to June 30, 1999, this
Division was called the Oppenheimer Growth & Income Division.
