OCC ACCUMULATION TRUST
NSAR-B, 1997-02-26
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<PAGE>      PAGE  1
000 B000000 12/31/96
000 C000000 0000923185
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 OCC ACCUMULATION TRUST
001 B000000 811-8512
001 C000000 2125041667
002 A000000 ONE WORLD FINANCIAL CENTER
002 B000000 NEW YORK
002 C000000 NY
002 D010000 10281
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  7
007 C010100  1
007 C020100 OCC ACCUMULATION TRUST EQUITY PORTFOLIO
007 C030100 N
007 C010200  2
007 C020200 OCC ACCUMULATION TRUST SMALL CAP PORTFOLIO
007 C030200 N
007 C010300  3
007 C020300 OCC ACCUMULATION TRUST MANAGED PORTFOLIO
007 C030300 N
007 C010400  4
007 C020400 OCC ACCUMULATION TRUST BOND PORTFOLIO
007 C030400 N
007 C010500  5
007 C020500 OCC ACCUMULATION TRUST MONEY MARKET PORTFOLIO
007 C030500 N
007 C010600  6
007 C020600 OCC ACCUMULATION TRUST US GOVT INCOME PORTFOL
007 C030600 N
007 C010700  7
007 C020700 OCC ACCUMULATION TRUST GLOBAL EQUITY PORTFOLI
007 C030700 N
007 C010800  8
007 C010900  9
007 C011000 10
008 A00AA01 OPCAP ADVISORS
008 B00AA01 A
008 C00AA01 801-27180
008 D01AA01 NEW YORK
008 D02AA01 NY
<PAGE>      PAGE  2
008 D03AA01 10281
010 A00AA01 OPCAP ADVISORS
010 B00AA01 801-27180
010 C01AA01 NEW YORK
010 C02AA01 NY
010 C03AA01 10281
012 A00AA01 STATE STREET BANK AND TRUST CO.
012 B00AA01 85-05003
012 C01AA01 BOSTON
012 C02AA01 MA
012 C03AA01 02105
013 A00AA01 PRICE WATERHOUSE LLP
013 B01AA01 NEW YORK
013 B02AA01 NY
013 B03AA01 10036
014 A00AA01 OPPENHEIMER AND COMPANY, INC.
014 B00AA01 8-18333
014 A00AA02 OCC DISTRIBUTORS
014 B00AA02 8-36893
015 A00AA01 STATE STREET BANK AND TRUST CO.
015 B00AA01 C
015 C01AA01 BOSTON
015 C02AA01 MA
015 C03AA01 02105
015 E01AA01 X
018  00AA00 Y
019 A00AA00 Y
019 B00AA00    7
019 C00AA00 OCCACCUMTR
020 A000001 OPPENHEIMER & CO, INC.
020 B000001 13-5614745
020 C000001     95
020 A000002 HSBC SEC., INC.
020 B000002 13-2650272
020 C000002      7
020 A000003 NATWEST
020 B000003 13-3255839
020 C000003      6
020 A000004 LIPPER ANALITYCAL
020 B000004 13-2792478
020 C000004      6
020 A000005 NIKKO SEC.
020 B000005 94-1302123
020 C000005      6
020 A000006 FIRST BOSTON
020 B000006 13-5659485
020 C000006      5
020 A000007 SMITH BARNEY SHEARSON
020 B000007 13-1912900
020 C000007      5
020 A000008 MERRILL LYNCH
<PAGE>      PAGE  3
020 B000008 13-5674085
020 C000008      4
020 A000009 SALOMON BROS., INC.
020 B000009 13-3082694
020 C000009      4
020 A000010 PAINE WEBBER, INC.
020 B000010 13-2638166
020 C000010      4
021  000000      215
022 A000001 HSBC SECURITIES, INC.
022 B000001 13-2650272
022 C000001    217550
022 D000001      2506
022 A000002 MERRILL LYNCH
022 B000002 13-5674085
022 C000002    195168
022 D000002      6186
022 A000003 FIRST CHICAGO
022 B000003 13-6919539
022 C000003    112103
022 D000003       394
022 A000004 FORD MOTOR CREDIT CO.
022 B000004 38-1612444
022 C000004     53132
022 D000004      2963
022 A000005 HOUSEHOLD FINANCIAL
022 B000005 13-1239445
022 C000005     39000
022 D000005      6546
022 A000006 JOHN DEERE CREDIT CORP.
022 B000006 36-2382580
022 C000006     35604
022 D000006      1328
022 A000007 IBM CREDIT CO.
022 B000007 22-2355192
022 C000007     35388
022 D000007       624
022 A000008 BENEFICIAL CORP.
022 B000008 51-0261357
022 C000008     32865
022 D000008       720
022 A000009 GECC
022 B000009 13-1500700
022 C000009     26648
022 D000009      5336
022 A000010 NORWEST FINANCIAL
022 B000010 42-1186565
022 C000010     14706
022 D000010         0
023 C000000     953607
023 D000000      92590
<PAGE>      PAGE  4
024  00AA00 N
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<PAGE>      PAGE  5
054 A00AA00 Y
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<PAGE>      PAGE  6
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<PAGE>      PAGE  7
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<PAGE>      PAGE  8
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<PAGE>      PAGE  9
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<PAGE>      PAGE  10
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<PAGE>      PAGE  11
056  000200 N
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<PAGE>      PAGE  12
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<PAGE>      PAGE  13
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<PAGE>      PAGE  14
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<PAGE>      PAGE  15
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<PAGE>      PAGE  16
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<PAGE>      PAGE  17
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<PAGE>      PAGE  18
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<PAGE>      PAGE  19
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060 A000400 Y
060 B000400 Y
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062 A000400 Y
062 B000400   0.0
062 C000400   0.0
062 D000400   0.0
062 E000400   0.0
062 F000400   0.0
062 G000400   0.0
062 H000400   0.0
062 I000400   0.0
062 J000400   0.0
062 K000400   0.0
062 L000400   0.0
062 M000400  35.6
062 N000400  34.5
062 O000400   0.0
062 P000400  26.5
062 Q000400   0.0
062 R000400   0.0
063 A000400   0
063 B000400  7.4
064 A000400 N
064 B000400 N
066 A000400 N
067  000400 N
068 A000400 N
068 B000400 N
069  000400 N
070 A010400 Y
070 A020400 N
070 B010400 N
070 B020400 N
070 C010400 N
070 C020400 N
070 D010400 N
070 D020400 N
070 E010400 N
070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 N
070 G020400 N
070 H010400 N
<PAGE>      PAGE  20
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 N
070 J020400 N
070 K010400 N
070 K020400 N
070 L010400 Y
070 L020400 N
070 M010400 N
070 M020400 N
070 N010400 Y
070 N020400 N
070 O010400 Y
070 O020400 N
070 P010400 N
070 P020400 N
070 Q010400 N
070 Q020400 N
070 R010400 N
070 R020400 N
071 A000400      6206
071 B000400      7630
071 C000400      4509
071 D000400  138
072 A000400 12
072 B000400      324
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072 D000400        0
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072 H000400        0
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072 J000400       16
072 K000400        0
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072 N000400        0
072 O000400        0
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072 Q000400        0
072 R000400       10
072 S000400        2
072 T000400        0
072 U000400        0
072 V000400        0
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072 X000400       66
072 Y000400       18
072 Z000400      276
<PAGE>      PAGE  21
072AA000400       11
072BB000400        0
072CC010400        0
072CC020400      185
072DD010400      276
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072EE000400       76
073 A010400   0.5429
073 A020400   0.0000
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073 C000400   0.0000
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074 C000400        0
074 D000400     2413
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074 F000400        0
074 G000400        0
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074 I000400        0
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074 M000400        1
074 N000400     2517
074 O000400        0
074 P000400        4
074 Q000400        0
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074 R020400        0
074 R030400        0
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074 S000400        0
074 T000400     2497
074 U010400      263
074 U020400        0
074 V010400     9.50
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074 W000400   0.0000
074 X000400        2
074 Y000400        0
075 A000400        0
075 B000400     4831
076  000400     0.00
028 A010500       339
028 A020500        13
028 A030500         0
028 A040500         4
028 B010500        11
028 B020500        14
028 B030500         0
<PAGE>      PAGE  22
028 B040500       292
028 C010500       646
028 C020500        17
028 C030500         0
028 C040500       575
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028 D020500        14
028 D030500         0
028 D040500       219
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028 E020500        18
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028 E040500      1015
028 F010500       934
028 F020500        24
028 F030500         0
028 F040500       351
028 G010500      3874
028 G020500       100
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028 G040500      2456
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045  000500 Y
046  000500 N
047  000500 Y
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048 I020500 0.000
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055 B000500 N
056  000500 N
<PAGE>      PAGE  23
057  000500 N
058 A000500 N
059  000500 Y
060 A000500 Y
060 B000500 Y
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062 A000500 Y
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062 D000500   0.0
062 E000500   0.0
062 F000500   0.0
062 G000500   0.0
062 H000500   0.0
062 I000500  71.6
062 J000500   0.0
062 K000500   0.0
062 L000500   0.0
062 M000500   0.0
062 N000500   0.0
062 O000500   0.0
062 P000500   0.0
062 Q000500   0.0
062 R000500   0.0
063 A000500  40
063 B000500  0.0
064 A000500 N
064 B000500 N
066 A000500 N
067  000500 N
068 A000500 N
068 B000500 N
069  000500 N
070 A010500 Y
070 A020500 N
070 B010500 N
070 B020500 N
070 C010500 N
070 C020500 N
070 D010500 N
070 D020500 N
070 E010500 N
070 E020500 N
070 F010500 N
070 F020500 N
070 G010500 N
070 G020500 N
070 H010500 N
070 H020500 N
070 I010500 N
070 I020500 N
<PAGE>      PAGE  24
070 J010500 N
070 J020500 N
070 K010500 N
070 K020500 N
070 L010500 Y
070 L020500 Y
070 M010500 N
070 M020500 N
070 N010500 Y
070 N020500 N
070 O010500 Y
070 O020500 N
070 P010500 N
070 P020500 N
070 Q010500 N
070 Q020500 N
070 R010500 N
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072 J000500       11
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072 X000500       52
072 Y000500       11
072 Z000500      181
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<PAGE>      PAGE  25
072CC020500        0
072DD010500      181
072DD020500        0
072EE000500        0
073 A010500   0.0444
073 A020500   0.0000
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074 D000500        0
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074 G000500        0
074 H000500        0
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074 K000500        0
074 L000500        2
074 M000500        0
074 N000500     5296
074 O000500        0
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074 Q000500        0
074 R010500        0
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074 R040500       16
074 S000500        0
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074 U010500     5279
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074 V010500     1.00
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074 W000500   1.0000
074 X000500        4
074 Y000500        0
075 A000500        0
075 B000500     4097
076  000500     0.00
028 A010600       179
028 A020600        10
028 A030600         0
028 A040600        39
028 B010600       217
028 B020600        11
028 B030600         0
028 B040600        13
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028 C020600        15
<PAGE>      PAGE  26
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028 D010600       245
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028 E020600        16
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028 E040600        11
028 F010600        88
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045  000600 Y
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048 I020600 0.000
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056  000600 N
057  000600 N
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<PAGE>      PAGE  27
060 A000600 Y
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062 E000600   0.0
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062 H000600   0.0
062 I000600   0.0
062 J000600   0.0
062 K000600   0.0
062 L000600   0.0
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062 P000600   0.0
062 Q000600   0.0
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063 A000600   0
063 B000600  3.8
064 A000600 N
064 B000600 N
066 A000600 N
067  000600 N
068 A000600 N
068 B000600 N
069  000600 N
070 A010600 Y
070 A020600 N
070 B010600 N
070 B020600 N
070 C010600 N
070 C020600 N
070 D010600 N
070 D020600 N
070 E010600 N
070 E020600 N
070 F010600 N
070 F020600 N
070 G010600 N
070 G020600 N
070 H010600 N
070 H020600 N
070 I010600 N
070 I020600 N
070 J010600 N
070 J020600 N
070 K010600 N
<PAGE>      PAGE  28
070 K020600 N
070 L010600 N
070 L020600 N
070 M010600 N
070 M020600 N
070 N010600 Y
070 N020600 N
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<PAGE>      PAGE  29
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<PAGE>      PAGE  30
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<PAGE>      PAGE  31
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<PAGE>      PAGE  32
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<PAGE>      PAGE  33
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SIGNATURE   LES KLEIN                                    
TITLE       ASSISTANT TREASURER 
 


<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
   <NUMBER> 1
   <NAME> EQUITY PORTFOLIO
       
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
   <NUMBER> 4
   <NAME> BOND PORTFOLIO
       
<S>                             <C>
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<ACCUMULATED-GAINS-PRIOR>                        75510
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            24157
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                  67976
<AVERAGE-NET-ASSETS>                           4831393
<PER-SHARE-NAV-BEGIN>                             9.99
<PER-SHARE-NII>                                   0.54
<PER-SHARE-GAIN-APPREC>                         (0.34)
<PER-SHARE-DIVIDEND>                            (0.54)
<PER-SHARE-DISTRIBUTIONS>                       (0.15)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               9.50
<EXPENSE-RATIO>                                   1.02
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
   <NUMBER> 3
   <NAME> MANAGED PORTFOLIO
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<INVESTMENTS-AT-COST>                        141731616
<INVESTMENTS-AT-VALUE>                       181343196
<RECEIVABLES>                                  1576906
<ASSETS-OTHER>                                    7932
<OTHER-ITEMS-ASSETS>                              6937
<TOTAL-ASSETS>                               182934971
<PAYABLE-FOR-SECURITIES>                       1897082
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                       309795
<TOTAL-LIABILITIES>                            2206877
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                     132315059
<SHARES-COMMON-STOCK>                          4991370
<SHARES-COMMON-PRIOR>                          3290749
<ACCUMULATED-NII-CURRENT>                      2161818
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        6639637
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                      39611580
<NET-ASSETS>                                 180728094
<DIVIDEND-INCOME>                              1924873
<INTEREST-INCOME>                              1333194
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                 1096248
<NET-INVESTMENT-INCOME>                        2161819
<REALIZED-GAINS-CURRENT>                       6639637
<APPREC-INCREASE-CURRENT>                     18285659
<NET-CHANGE-FROM-OPS>                         27087115
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                    (1378070)
<DISTRIBUTIONS-OF-GAINS>                      (878874)
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                       79297599
<NUMBER-OF-SHARES-REDEEMED>                 (24844767)
<SHARES-REINVESTED>                            2256944
<NET-CHANGE-IN-ASSETS>                        81539947
<ACCUMULATED-NII-PRIOR>                        1378069
<ACCUMULATED-GAINS-PRIOR>                       878874
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           972381
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                1107528
<AVERAGE-NET-ASSETS>                         130347107
<PER-SHARE-NAV-BEGIN>                            30.14
<PER-SHARE-NII>                                   0.43
<PER-SHARE-GAIN-APPREC>                           6.31
<PER-SHARE-DIVIDEND>                            (0.41)
<PER-SHARE-DISTRIBUTIONS>                       (0.26)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              36.21
<EXPENSE-RATIO>                                   0.84
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
   <NUMBER> 5
   <NAME> MONEY MARKET PORTFOLIO
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<INVESTMENTS-AT-COST>                          5283568
<INVESTMENTS-AT-VALUE>                         5283568
<RECEIVABLES>                                     2235
<ASSETS-OTHER>                                     331
<OTHER-ITEMS-ASSETS>                             10094
<TOTAL-ASSETS>                                 5296228
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        17186
<TOTAL-LIABILITIES>                              17186
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       5279055
<SHARES-COMMON-STOCK>                          5279054
<SHARES-COMMON-PRIOR>                          4356037
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                           (13)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                             0
<NET-ASSETS>                                   5279042
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                               222268
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   40852
<NET-INVESTMENT-INCOME>                         181416
<REALIZED-GAINS-CURRENT>                          (14)
<APPREC-INCREASE-CURRENT>                            0
<NET-CHANGE-FROM-OPS>                           181402
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                     (181416)
<DISTRIBUTIONS-OF-GAINS>                          (46)
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        6146104
<NUMBER-OF-SHARES-REDEEMED>                  (5405790)
<SHARES-REINVESTED>                             182704
<NET-CHANGE-IN-ASSETS>                          922958
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                           47
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            16388
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                  53119
<AVERAGE-NET-ASSETS>                           4097126
<PER-SHARE-NAV-BEGIN>                             1.00
<PER-SHARE-NII>                                   0.04
<PER-SHARE-GAIN-APPREC>                              0
<PER-SHARE-DIVIDEND>                            (0.04)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                               1.00
<EXPENSE-RATIO>                                   1.00
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
   <NUMBER> 6
   <NAME> U.S. GOVERNMENT INCOME PORTFOLIO
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<INVESTMENTS-AT-COST>                          3346608
<INVESTMENTS-AT-VALUE>                         3362174
<RECEIVABLES>                                    69539
<ASSETS-OTHER>                                     203
<OTHER-ITEMS-ASSETS>                             11662
<TOTAL-ASSETS>                                 3443578
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        21580
<TOTAL-LIABILITIES>                              21580
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                       3414323
<SHARES-COMMON-STOCK>                           329735
<SHARES-COMMON-PRIOR>                           135799
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                         (7891)
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         15566
<NET-ASSETS>                                   3421998
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                               153307
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   23254
<NET-INVESTMENT-INCOME>                         130053
<REALIZED-GAINS-CURRENT>                        (7891)
<APPREC-INCREASE-CURRENT>                      (26424)
<NET-CHANGE-FROM-OPS>                            95738
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                     (130053)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        2180216
<NUMBER-OF-SHARES-REDEEMED>                   (297024)
<SHARES-REINVESTED>                             130663
<NET-CHANGE-IN-ASSETS>                         1979540
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            14797
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                  57750
<AVERAGE-NET-ASSETS>                           2466244
<PER-SHARE-NAV-BEGIN>                            10.62
<PER-SHARE-NII>                                   0.55
<PER-SHARE-GAIN-APPREC>                         (0.24)
<PER-SHARE-DIVIDEND>                            (0.55)
<PER-SHARE-DISTRIBUTIONS>                            0
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              10.38
<EXPENSE-RATIO>                                   0.96
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
   <NUMBER> 2
   <NAME> SMALL CAP PORTFOLIO
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<INVESTMENTS-AT-COST>                         31050263
<INVESTMENTS-AT-VALUE>                        34305482
<RECEIVABLES>                                    13406
<ASSETS-OTHER>                                    1207
<OTHER-ITEMS-ASSETS>                              8758
<TOTAL-ASSETS>                                34328853
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        72182
<TOTAL-LIABILITIES>                              72182
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      29183006
<SHARES-COMMON-STOCK>                          1515250
<SHARES-COMMON-PRIOR>                           803674
<ACCUMULATED-NII-CURRENT>                       226925
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                        1591521
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       3255219
<NET-ASSETS>                                  34256671
<DIVIDEND-INCOME>                               227354
<INTEREST-INCOME>                               199837
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  200266
<NET-INVESTMENT-INCOME>                         226925
<REALIZED-GAINS-CURRENT>                       1679412
<APPREC-INCREASE-CURRENT>                      2142715
<NET-CHANGE-FROM-OPS>                          4049052
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                     (211870)
<DISTRIBUTIONS-OF-GAINS>                      (544700)
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                       17604938
<NUMBER-OF-SHARES-REDEEMED>                  (3401674)
<SHARES-REINVESTED>                             756533
<NET-CHANGE-IN-ASSETS>                        18252279
<ACCUMULATED-NII-PRIOR>                         211870
<ACCUMULATED-GAINS-PRIOR>                       456809
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                           165735
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 222718
<AVERAGE-NET-ASSETS>                          22131648
<PER-SHARE-NAV-BEGIN>                            19.91
<PER-SHARE-NII>                                   0.14
<PER-SHARE-GAIN-APPREC>                           3.45
<PER-SHARE-DIVIDEND>                            (0.25)
<PER-SHARE-DISTRIBUTIONS>                       (0.64)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              22.61
<EXPENSE-RATIO>                                   0.93
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
   <NUMBER> 7
   <NAME> GLOBAL EQUITY PORTFOLIO
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<INVESTMENTS-AT-COST>                         15167243
<INVESTMENTS-AT-VALUE>                        16561209
<RECEIVABLES>                                   128254
<ASSETS-OTHER>                                     483
<OTHER-ITEMS-ASSETS>                            335783
<TOTAL-ASSETS>                                17025729
<PAYABLE-FOR-SECURITIES>                          3696
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        49545
<TOTAL-LIABILITIES>                              53241
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      15580131
<SHARES-COMMON-STOCK>                          1282602
<SHARES-COMMON-PRIOR>                           248946
<ACCUMULATED-NII-CURRENT>                         2107
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                       1390250
<NET-ASSETS>                                  16972488
<DIVIDEND-INCOME>                               126858
<INTEREST-INCOME>                                59746
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  113240
<NET-INVESTMENT-INCOME>                          73364
<REALIZED-GAINS-CURRENT>                         78267
<APPREC-INCREASE-CURRENT>                      1247855
<NET-CHANGE-FROM-OPS>                          1399486
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                      (60776)
<DISTRIBUTIONS-OF-GAINS>                       (89998)
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                       16110547
<NUMBER-OF-SHARES-REDEEMED>                  (3428866)
<SHARES-REINVESTED>                             150774
<NET-CHANGE-IN-ASSETS>                        14081167
<ACCUMULATED-NII-PRIOR>                           4127
<ACCUMULATED-GAINS-PRIOR>                       (2877)
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            71811
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                 166376
<AVERAGE-NET-ASSETS>                           9072948
<PER-SHARE-NAV-BEGIN>                            11.61
<PER-SHARE-NII>                                   0.04
<PER-SHARE-GAIN-APPREC>                           1.70
<PER-SHARE-DIVIDEND>                            (0.05)
<PER-SHARE-DISTRIBUTIONS>                       (0.07)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              13.23
<EXPENSE-RATIO>                                   1.42
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>


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