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<PAGE> PAGE 10
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<PAGE> PAGE 26
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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SIGNATURE RICHARD PETEKA
TITLE ASST. TREASURER
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<REALIZED-GAINS-CURRENT> (29222)
<APPREC-INCREASE-CURRENT> (12600)
<NET-CHANGE-FROM-OPS> (8430)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 33392
<DISTRIBUTIONS-OF-GAINS> 10977
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1176
<NUMBER-OF-SHARES-REDEEMED> 268825
<SHARES-REINVESTED> 4711
<NET-CHANGE-IN-ASSETS> (2497446)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 10839
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2801
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 8849
<AVERAGE-NET-ASSETS> 2377871
<PER-SHARE-NAV-BEGIN> 9.5
<PER-SHARE-NII> .13
<PER-SHARE-GAIN-APPREC> (.18)
<PER-SHARE-DIVIDEND> .13
<PER-SHARE-DISTRIBUTIONS> .04
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.28
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
<FN>
<F1>There was an order of substitution where all assets were redeemed on March
27, 1997 from Bond Portfolio (Series 4) and subsequently subscribed into U.S.
Government Income Portfolio (Series 6)
</FN>
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
<NUMBER> 5
<NAME> MONEY MARKET PORTFOLIO
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JAN-01-1997
<PERIOD-END> JUN-30-1997
<INVESTMENTS-AT-COST> 5,271,364
<INVESTMENTS-AT-VALUE> 5,271,364
<RECEIVABLES> 0
<ASSETS-OTHER> 585
<OTHER-ITEMS-ASSETS> 5,443
<TOTAL-ASSETS> 5,277,392
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<OTHER-ITEMS-LIABILITIES> 23,667
<TOTAL-LIABILITIES> 23,667
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 5,253,744
<SHARES-COMMON-STOCK> 5,253,743
<SHARES-COMMON-PRIOR> 5,279,054
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (19)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 5,253,725
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 129,999
<OTHER-INCOME> 0
<EXPENSES-NET> 23,303
<NET-INVESTMENT-INCOME> 106,696
<REALIZED-GAINS-CURRENT> (6)
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 106,690
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 106,696
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,103,920
<NUMBER-OF-SHARES-REDEEMED> 2,229,157
<SHARES-REINVESTED> 99,926
<NET-CHANGE-IN-ASSETS> (25,317)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (13)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 9,477
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 26,950
<AVERAGE-NET-ASSETS> 4,777,776
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.02
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0.02
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> .99
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
<NUMBER> 6
<NAME> US GOVT INCOME PORTFOLIO
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JAN-01-1997
<PERIOD-END> JUN-30-1997
<INVESTMENTS-AT-COST> 6,498,434
<INVESTMENTS-AT-VALUE> 6,540,949
<RECEIVABLES> 111,556
<ASSETS-OTHER> 1,000
<OTHER-ITEMS-ASSETS> 27,445
<TOTAL-ASSETS> 6,680,950
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<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 33,023
<TOTAL-LIABILITIES> 33,023
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 6,629,382
<SHARES-COMMON-STOCK> 643,563
<SHARES-COMMON-PRIOR> 329,735
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (23,970)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 42,515
<NET-ASSETS> 6,647,927
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 161,985
<OTHER-INCOME> 0
<EXPENSES-NET> 24,984
<NET-INVESTMENT-INCOME> 137,001
<REALIZED-GAINS-CURRENT> (16,079)
<APPREC-INCREASE-CURRENT> 26,949
<NET-CHANGE-FROM-OPS> 147,871
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<DISTRIBUTIONS-OF-INCOME> 137,001
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 341,129
<NUMBER-OF-SHARES-REDEEMED> 39,494
<SHARES-REINVESTED> 12,193
<NET-CHANGE-IN-ASSETS> 3,225,929
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (7,891)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 14,993
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 38,312
<AVERAGE-NET-ASSETS> 5,038,930
<PER-SHARE-NAV-BEGIN> 10.38
<PER-SHARE-NII> 0.28
<PER-SHARE-GAIN-APPREC> (0.05)
<PER-SHARE-DIVIDEND> 0.28
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.33
<EXPENSE-RATIO> 1.01
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000923185
<NAME> OCC ACCUMULATION TRUST
<SERIES>
<NUMBER> 7
<NAME> GLOBAL EQUITY PORTFOLIO
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1997
<PERIOD-START> JAN-01-1997
<PERIOD-END> JUN-30-1997
<INVESTMENTS-AT-COST> 19,796,491
<INVESTMENTS-AT-VALUE> 23,809,140
<RECEIVABLES> 69,108
<ASSETS-OTHER> 889
<OTHER-ITEMS-ASSETS> 193,954
<TOTAL-ASSETS> 24,073,091
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 24,782
<TOTAL-LIABILITIES> 24,782
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 19,867,598
<SHARES-COMMON-STOCK> 1,594,305
<SHARES-COMMON-PRIOR> 1,282,602
<ACCUMULATED-NII-CURRENT> 100,186
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 69,020
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 4,011,505
<NET-ASSETS> 24,048,309
<DIVIDEND-INCOME> 161,489
<INTEREST-INCOME> 63,629
<OTHER-INCOME> 0
<EXPENSES-NET> 119,973
<NET-INVESTMENT-INCOME> 105,145
<REALIZED-GAINS-CURRENT> 72,863
<APPREC-INCREASE-CURRENT> 2,621,255
<NET-CHANGE-FROM-OPS> 2,799,263
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 7,066
<DISTRIBUTIONS-OF-GAINS> 3,843
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 334,220
<NUMBER-OF-SHARES-REDEEMED> 23,321
<SHARES-REINVESTED> 804
<NET-CHANGE-IN-ASSETS> 7,075,821
<ACCUMULATED-NII-PRIOR> 2,107
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 79,334
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 123,195
<AVERAGE-NET-ASSETS> 19,997,703
<PER-SHARE-NAV-BEGIN> 13.23
<PER-SHARE-NII> 0.07
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<PER-SHARE-DIVIDEND> 0.01
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 15.08
<EXPENSE-RATIO> 1.22
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>