<PAGE> PAGE 1
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<PAGE> PAGE 2
013 B04AA01 1414
014 A00AA01 TEACHERS PERSONAL INVESTORS SERVICES, INC.
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015 A00AA01 BANKERS TRUST COMPANY
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<PAGE> PAGE 3
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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SIGNATURE ANTHONY V. BETRO
TITLE DIRECTOR INV. ACCTG.
