TIAA SEPARATE ACCOUNT VA 1
24F-2NT, 1997-02-13
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APPENDIX I

                     U.S. SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 24F-2
                        Annual Notice of Securities Sold
                             Pursuant to Rule 24f-2

             Read instructions at end of Form before preparing Form.
                             Please print or type.

1.       Name and address of issuer:

         TIAA Separate Account VA-1
         730 Third Avenue
         New York, NY 10017-3206

2.       Name of each series or class of funds for which this notice is filed:

         Stock Index Account

3.       Investment Company Act File Number:  811-8520

         Securities Act File Number:   33-79124

4.       Last day of fiscal year for which this notice is filed:

         December 31, 1996

5.       Check box if this  notice is being  filed  more than 180 days after the
         close of the issuer's fiscal year for purposes of reporting  securities
         sold after the close of the fiscal year but before  termination  of the
         issuer's 24f-2 declaration:

                                                                           [  ]

6.       Date of termination of issuer's declaration under rule 24f-2(a)(1),  if
         applicable (see Instruction A.6):

7.       Number and amount of  securities  of the same class or series which had
         been registered under the Securities Act of 1933 other than pursuant to
         rule 24f-2 in a prior fiscal  year,  but which  remained  unsold at the
         beginning of the fiscal year:

               None

8.       Number and amount of securities registered during the fiscal year other
         than pursuant to rule 24f-2:

               None


<PAGE>



9.       Number and aggregate  sale price of  securities  sold during the fiscal
         year:

                  Number of shares:                           3,851,585
                  Aggregate sales price:                   $185,194,194

10.      Number and aggregate  sale price of  securities  sold during the fiscal
         year in reliance upon registration pursuant to rule 24f-2:

                  Number of shares:                           3,851,585
                  Aggregate sales price:                   $185,194,194

11.      Number and aggregate sale price of securities issued during the  fiscal
         year in connection with dividend reinvestment plans, if applicable (see
         Instruction B.7):

                           None

12.      Calculation of registration fee:

         (i)      Aggregate sale price of securities sold 
                  during the fiscal year in reliance on 
                  rule 24f-2 (from Item 10):                     $ 185,194,194
                                                                 -------------

        (ii)      Aggregate price of shares issued in
                  connection with dividend reinvestment
                  plans (from Item 11, if applicable):           +     -0-
                                                                 -------------

       (iii)      Aggregate price of shares redeemed or
                  repurchased during the fiscal year
                  (if applicable):                               -  29,716,953
                                                                 -------------

        (iv)      Aggregate price of shares redeemed or
                  repurchased and previously applied as
                  a reduction to filing fees pursuant
                  to rule 24e-2 (if applicable):                 +    -0-
                                                                 -------------

         (v)      Net aggregate price of securities sold and issued during the
                  fiscal year in reliance on rule 24f-2 [line (i), plus line
                  (ii), less line (iii), plus line (iv)]
                  (if applicable):                                 155,477,241
                                                                 -------------

        (vi)      Multiplier prescribed by Section
                  6(b) of the Securities Act of 1933
                  or other applicable law or regulation
                  (see Instruction C.6):                         x      1/3300
                                                                 -------------

       (vii)      Fee due [line (i) or line (v)
                  multiplied by line (vi)]:                          47,114.32
                                                                 =============



<PAGE>






Instruction:    Issuers should complete lines (ii), (iii), (iv), and (v) only if
                the form is being  filed  within 60 days  after the close of the
                issuer's fiscal year. See Instruction C.3.

13.      Check  box if fees  are  being  remitted  to the  Commission's  lockbox
         depository  as  described  in section 3a of the  Commission's  Rules of
         Informal and Other Procedures (17 CFR 202.3a).

                                                                           [X]

         Date of mailing or wire  transfer  of filing  fees to the  Commission's
         lockbox depository: February 12, 1997






                                                    SIGNATURES


         This report has been signed below by the following persons on behalf of
         the issuer and in the capacities and on the dates indicated.



                                                       /S/Richard L. Gibbs
                                                       ------------------------
                                                       Richard L. Gibbs
                                                       Executive Vice President



         Date February 13, 1997
              -----------------
<PAGE>


[TIAA-CREF LOGO]                             Charles H. Stamm
                                             Executive Vice President and
                                             General Counsel
                                             (212) 916-4700


                                                     February 13, 1997


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549

                  Re:  Rule 24f-2 Notice for TIAA Separate Account VA-1
                  (Registration No. 33-79124)
                  ------------------------------------------------------

Ladies and Gentlemen:

   It is my opinion that the securities issued in accordance with the captioned
filing and which this Notice makes definite in number were legally issued and
non-assessable. The variable annuity contracts contemplate but do not require
the payment of additional premiums. Therefore, they may not be deemed to be
fully paid.

                                     Very truly yours,

                                        /s/ Charles H. Stamm
                                     Charles H. Stamm
                                     Executive Vice President
                                           and General Counsel





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