<PAGE> PAGE 1
000 B000000 12/31/98
000 C000000 0000923524
000 D000000 N
000 E000000 F
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0
000 J000000 A
001 A000000 TIAA SEPARATE ACCOUNT VA-1
001 B000000 811-8520
001 C000000 2129164905
002 A000000 730 THIRD AVENUE
002 B000000 NEW YORK
002 C000000 NY
002 D010000 10017
002 D020000 3206
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 1
007 C010100 1
007 C020100 STOCK INDEX ACCOUNT
007 C030100 N
007 C010200 2
007 C010300 3
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
008 A00AA01 TEACHERS ADVISORS, INC.
008 B00AA01 A
008 C00AA01 801-46887
008 D01AA01 NEW YORK
008 D02AA01 NY
008 D03AA01 10017
008 D04AA01 3206
011 A00AA01 TEACHERS PERSONAL INVESTORS SERVICES, INC.
011 B00AA01 8-47051
011 C01AA01 NEW YORK
011 C02AA01 NY
011 C03AA01 10017
011 C04AA01 3206
013 A00AA01 ERNST & YOUNG LLP
013 B01AA01 NEW YORK
013 B02AA01 NY
<PAGE> PAGE 2
013 B03AA01 10019
014 A00AA01 TEACHERS PERSONAL INVESTORS SERVICES, INC.
014 B00AA01 8-47051
014 A00AA02 TIAA-CREF INDIVIDUAL & INSTITUTIONAL SERVICES
014 B00AA02 8-44454
015 A00AA01 BANKERS TRUST COMPANY
015 B00AA01 C
015 C01AA01 NEW YORK
015 C02AA01 NY
015 C03AA01 10015
015 E01AA01 X
015 A00AA02 BANKERS TRUST COMPANY
015 B00AA02 S
015 C01AA02 LONDON
015 D01AA02 UNITED KINGDOM
015 D02AA02 EC2A 2HE
015 E04AA02 X
018 00AA00 Y
019 A00AA00 Y
019 B00AA00 17
019 C00AA00 TIAA--CREF
020 A000001 SPEAR, LEEDS & KELLOG
020 B000001 13-5515160
020 C000001 120
020 A000002 JEFFERIES & CO., INC.
020 B000002 95-2622900
020 C000002 85
020 A000003 INSTINET CORP.
020 B000003 13-3443395
020 C000003 26
020 A000004 LATTICE CORP.
020 B000004 04-3155896
020 C000004 11
020 C000005 0
020 C000006 0
020 C000007 0
020 C000008 0
020 C000009 0
020 C000010 0
021 000000 242
022 A000001 CREDIT SUISSE FIRST BOSTON, INC
022 B000001 13-2853402
022 C000001 161491
022 D000001 0
022 A000002 MORGAN (JP) SECURITIES INC.
022 B000002 13-3224016
022 C000002 64937
022 D000002 0
022 A000003 REDWOOD SECURITIES GROUP, INC.
022 B000003 94-3125354
022 C000003 46235
<PAGE> PAGE 3
022 D000003 0
022 A000004 LEHMAN BROTHERS, INC.
022 B000004 13-2518466
022 C000004 15381
022 D000004 0
022 A000005 NATIONBANK CAPITAL MKTS., INC.
022 B000005 56-1684171
022 C000005 8379
022 D000005 0
022 A000006 MYERBERG & COMPANY, L.P.
022 B000006 13-3751827
022 C000006 3824
022 D000006 0
022 A000007 MORGAN STANLEY & CO., INC.
022 B000007 13-2655998
022 C000007 3064
022 D000007 0
022 A000008 GOLDMAN SACHS & CO., INC.
022 B000008 94-1671384
022 C000008 1660
022 D000008 0
022 C000009 0
022 D000009 0
022 C000010 0
022 D000010 0
023 C000000 304971
023 D000000 0
024 00AA00 Y
025 A00AA01 JEFFERIES & CO., INC.
025 B00AA01 95-2622900
025 C00AA01 E
025 D00AA01 109
025 A00AA02 MORGAN (JP) & CO., INC.
025 B00AA02 13-3224016
025 C00AA02 E
025 D00AA02 892
025 A00AA03 LEHMAN BROTHERS HDLGS., INC.
025 B00AA03 13-2518466
025 C00AA03 E
025 D00AA03 665
025 A00AA04 BANK AMERICA CORP.
025 B00AA04 94-1687665
025 C00AA04 E
025 D00AA04 6668
025 D00AA05 0
025 D00AA06 0
025 D00AA07 0
025 D00AA08 0
025 D00AA09 0
025 D00AA10 0
025 D00AA11 0
<PAGE> PAGE 4
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025 D00AA13 0
025 D00AA14 0
025 D00AA15 0
025 D00AA16 0
026 A000000 N
026 B000000 Y
026 C000000 Y
026 D000000 Y
026 E000000 Y
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
027 000000 Y
028 A01AA00 19788
028 A02AA00 0
028 A03AA00 0
028 A04AA00 12145
028 B01AA00 14605
028 B02AA00 0
028 B03AA00 0
028 B04AA00 18398
028 C01AA00 12385
028 C02AA00 0
028 C03AA00 0
028 C04AA00 13628
028 D01AA00 8356
028 D02AA00 0
028 D03AA00 0
028 D04AA00 19839
028 E01AA00 15783
028 E02AA00 0
028 E03AA00 0
028 E04AA00 6362
028 F01AA00 14439
028 F02AA00 0
028 F03AA00 0
028 F04AA00 7638
028 G01AA00 85356
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028 G04AA00 78010
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<PAGE> PAGE 5
033 00AA00 0
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048 K02AA00 0.000
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050 00AA00 N
051 00AA00 N
052 00AA00 N
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053 C00AA00 N
<PAGE> PAGE 6
054 A00AA00 N
054 B00AA00 N
054 C00AA00 N
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 N
054 H00AA00 N
054 I00AA00 N
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<PAGE> PAGE 7
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071 A00AA00 378601
071 B00AA00 295621
071 C00AA00 643666
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<PAGE> PAGE 8
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073 A02AA00 0.0000
073 B00AA00 0.0000
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074 A00AA00 789
074 B00AA00 0
074 C00AA00 2399
074 D00AA00 2
074 E00AA00 164
074 F00AA00 753592
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<PAGE> PAGE 9
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074 U01AA00 11145
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074 V01AA00 68.01
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077 Q010000 Y
077 Q020000 N
077 Q030000 N
078 000000 N
080 A00AA00 TRAVELERS CASUALTY & SURETY CO. OF AMERICA
080 C00AA00 100000
081 A00AA00 Y
081 B00AA00 20
082 A00AA00 N
082 B00AA00 0
083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
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<PAGE> PAGE 10
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SIGNATURE ANTHONY V. BETRO
TITLE ADM. DIRECTOR, F&P.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
SEMI-ANNUAL REPORT AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS. ALL AMOUNTS ARE IN THOUSANDS, EXCEPT PER SHARE AMOUNTS.
</LEGEND>
<CIK> 0000923524
<NAME> TIAA SEPARATE ACCOUNT VA-1
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1998
<PERIOD-END> DEC-31-1998
<INVESTMENTS-AT-COST> 514,100
<INVESTMENTS-AT-VALUE> 756,157
<RECEIVABLES> 9,346
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 789
<TOTAL-ASSETS> 766,292
<PAYABLE-FOR-SECURITIES> 8,310
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 8,310
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 11,145
<SHARES-COMMON-PRIOR> 9,901
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 757,982
<DIVIDEND-INCOME> 9,662
<INTEREST-INCOME> 130
<OTHER-INCOME> 0
<EXPENSES-NET> (2,402)
<NET-INVESTMENT-INCOME> 7,390
<REALIZED-GAINS-CURRENT> 31,091
<APPREC-INCREASE-CURRENT> 97,186
<NET-CHANGE-FROM-OPS> 135,667
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,250
<NUMBER-OF-SHARES-REDEEMED> (1,006)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 214,251
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,948
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,896
<AVERAGE-NET-ASSETS> 649,646
<PER-SHARE-NAV-BEGIN> 54.917
<PER-SHARE-NII> .685
<PER-SHARE-GAIN-APPREC> 12.407
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 68.009
<EXPENSE-RATIO> .370
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
