UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

 
FORM 8-K

 
CURRENT REPORT

 
 
Pursuant to Section 13 of the

Securities Exchange Act of 1934

 
 
Date of Report (Date of earliest event reported): April 17, 2000

 
                    Sears Credit Account Master Trust II
            (Exact name of registrant as specified in charter)

 
 
     Illinois                     0-24776              Not Applicable
     (State of                   (Commission           (IRS Employer
     Organization)               File Number)          Identification No.)

 
c/o SRFG, Inc.
3711 Kennett Pike
Greenville, Delaware                               19807
(Address of principal executive offices)         (Zip Code)

 
 
Registrant's Telephone Number, including area code: (302) 434-3176

 
 
Former name, former address and former fiscal year, if changed
since last report:  Not Applicable

 
 
 
 
 
Item 5.     Other Events

 
      On April 17, 2000, Registrant made available the Monthly Investor
Certificateholders' Statements set forth as Exhibits 20(a) through 20(m).

 
 
Item 7.     Financial Statements and Exhibits

  20(a).    Series 1994-1 Monthly Investor Certificateholders' Statement    
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March
            2000, which will accompany the distribution on April 17, 2000.

  20(b).    Series 1995-2 Monthly Investor Certificateholders' Statement    
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.

  20(c).    Series 1995-3 Monthly Investor Certificateholders' Statement    
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.

  20(d).    Series 1995-5 Monthly Investor Certificateholders' Statement    
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.

  20(e).    Series 1996-1 Monthly Investor Certificateholders' Statement    
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.

  20(f).    Series 1996-3 Monthly Investor Certificateholders' Statement    
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.

  20(g).    Series 1996-4 Monthly Investor Certificateholders' Statement    
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.

  20(h).    Series 1997-1 Monthly Investor Certificateholders' Statement    
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.

  20(i).    Series 1998-1 Monthly Investor Certificateholders' Statement    
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.
 

  

  20(j).    Series 1998-2 Monthly Investor Certificateholders' Statement   
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March  
            2000, which will accompany the distribution on April 17, 2000.
            
  20(k).    Series 1999-1 Monthly Investor Certificateholders' Statement   
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March  
            2000, which will accompany the distribution on April 17, 2000.
                                                                            
  20(l).    Series 1999-2 Monthly Investor Certificaterholders' Statement   
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.
         
  20(m).    Series 1999-3 Monthly Investor Certificaterholders' Statement   
            related to the distribution of April 17, 2000 and reflecting the 
            performance of the Trust during the Due Period ended in March   
            2000, which will accompany the distribution on April 17, 2000.

 
                                      SIGNATURES

 
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                                                            
                                  Sears Credit Account Master Trust II
                                  (Registrant)

                                                                         
                                   By:   SRFG, Inc.
                                         (Originator of the Trust)

                                                                            
                                   By: /s/Donald J. Woytek
						      Donald J. Woytek
						      Vice President, Administration

 
Date: April 17, 2000

 
 
 

 
EXHIBIT INDEX

 
 
 
Exhibit No.

 
  20(a).    Series 1994-1 Monthly Investor Certificateholders' Statement
            (April 17, 2000) 

  20(b).    Series 1995-2 Monthly Investor Certificateholders' Statement
            (April 17, 2000) 

  20(c).    Series 1995-3 Monthly Investor Certificateholders' Statement
            (April 17, 2000) 

  20(d).    Series 1995-5 Monthly Investor Certificateholders' Statement
            (April 17, 2000) 

  20(e).    Series 1996-1 Monthly Investor Certificateholders' Statement
            (April 17, 2000) 

  20(f).    Series 1996-3 Monthly Investor Certificateholders' Statement
            (April 17, 2000) 

  20(g).    Series 1996-4 Monthly Investor Certificateholders' Statement
            (April 17, 2000) 

  20(h).    Series 1997-1 Monthly Investor Certificateholders' Statement
            (April 17, 2000) 

  20(i).    Series 1998-1 Monthly Investor Certificateholders' Statement
            (April 17, 2000)

  20(j).    Series 1998-2 Monthly Investor Certificateholders' Statement
            (April 17, 2000)

  20(k).    Series 1999-1 Monthly Investor Certificateholders' Statement
            (April 17, 2000)

  20(l).    Series 1999-2 Monthly Investor Certificateholders' Statement
            (April 17, 2000)

  20(m).    Series 1999-3 Monthly Investor Certificateholders' Statement
            (April 17, 2000)