FIRST COMMUNITY CORP /TN/
10QSB, EX-27, 2000-08-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF FIRST COMMUNITY BANK FOR THE SIX MONTHS ENDED JUNE 30,
2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                           3,565
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 1,600
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      9,409
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         95,382
<ALLOWANCE>                                        953
<TOTAL-ASSETS>                                 116,327
<DEPOSITS>                                      87,626
<SHORT-TERM>                                    16,806
<LIABILITIES-OTHER>                              2,175
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                         7,668
<OTHER-SE>                                       2,082
<TOTAL-LIABILITIES-AND-EQUITY>                 116,327
<INTEREST-LOAN>                                  4,464
<INTEREST-INVEST>                                  291
<INTEREST-OTHER>                                    43
<INTEREST-TOTAL>                                 4,798
<INTEREST-DEPOSIT>                               1,861
<INTEREST-EXPENSE>                               2,364
<INTEREST-INCOME-NET>                            2,435
<LOAN-LOSSES>                                       72
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,059
<INCOME-PRETAX>                                    858
<INCOME-PRE-EXTRAORDINARY>                         858
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       858
<EPS-BASIC>                                        .27
<EPS-DILUTED>                                      .27
<YIELD-ACTUAL>                                    4.50
<LOANS-NON>                                         74
<LOANS-PAST>                                       137
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   938
<CHARGE-OFFS>                                       61
<RECOVERIES>                                         3
<ALLOWANCE-CLOSE>                                  953
<ALLOWANCE-DOMESTIC>                               953
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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