SNB BANCSHARES INC
10-Q, EX-27, 2000-11-13
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                           18263
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                  6601
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      41468
<INVESTMENTS-CARRYING>                            2163
<INVESTMENTS-MARKET>                              2188
<LOANS>                                         287075
<ALLOWANCE>                                       2819
<TOTAL-ASSETS>                                  368163
<DEPOSITS>                                      285365
<SHORT-TERM>                                      1353
<LIABILITIES-OTHER>                               3120
<LONG-TERM>                                      48218
                                0
                                          0
<COMMON>                                          3373
<OTHER-SE>                                       26734
<TOTAL-LIABILITIES-AND-EQUITY>                  368163
<INTEREST-LOAN>                                  16681
<INTEREST-INVEST>                                 1877
<INTEREST-OTHER>                                   328
<INTEREST-TOTAL>                                 18886
<INTEREST-DEPOSIT>                                7587
<INTEREST-EXPENSE>                                8848
<INTEREST-INCOME-NET>                            10038
<LOAN-LOSSES>                                      961
<SECURITIES-GAINS>                                (11)
<EXPENSE-OTHER>                                   8575
<INCOME-PRETAX>                                   4063
<INCOME-PRE-EXTRAORDINARY>                        2374
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      2674
<EPS-BASIC>                                       0.80
<EPS-DILUTED>                                     0.79
<YIELD-ACTUAL>                                    4.85
<LOANS-NON>                                       1210
<LOANS-PAST>                                       595
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                  2327
<CHARGE-OFFS>                                      525
<RECOVERIES>                                        56
<ALLOWANCE-CLOSE>                                 2819
<ALLOWANCE-DOMESTIC>                              2819
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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