AICA MULTI-RATE ANNUITY
Aetna Insurance Company of America
Supplement Dated January 18, 2000 to May 3, 1999 Prospectus
The information in this supplement amends certain information contained in the
prospectus dated May 3, 1999. You should read this supplement along with the
prospectus.
1. The following information replaces the last paragraph of the "Additional
Disclosure Information" section on the cover page of the prospectus:
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Our Home Office: Our Service Center:
Aetna Insurance Company of America Aetna Insurance Company of America
5100 West Lemon Street 151 Farmington Avenue
Suite 213 Hartford, Connecticut 06156
Tampa, Florida 33609 (800) 531-4547
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All other references in the prospectus to our "Home Office" are replaced with
our "Service Center".
2. The following information replaces the first paragraph of the "Investments"
section on page 21 of the prospectus:
Separate Account. Payments received under the contract and allocated to
guaranteed terms will be deposited to, and accounted for in a
nonunitized separate account that we established under Florida law.
Prior to January 5, 2000, amounts allocated to guaranteed terms were
deposited to, and accounted for, in a nonunitized separate account that
we had established under Connecticut law. A nonunitized separate
account is a separate account in which you do not participate in the
performance of the assets through unit values or any other interest.
3. The following information replaces the last paragraph of the "Investments"
section on page 22 of the prospectus:
While this section generally describes our investment strategy, we are
not obligated to invest the assets attributable to the contract
according to any particular strategy, except as may be required by
Florida and other state insurance laws. Additionally, the guaranteed
interest rates we establish need not relate to the investment
performance we experience.
Form No.: X.63657-99 January 2000
