AICA GUARANTEED ACCOUNT
Aetna Insurance Company of America
Supplement Dated January 14, 2000 to May 3, 1999 Prospectus
The information in this supplement amends certain information contained in the
prospectus dated May 3, 1999 and restates the information in and replaces the
prospectus supplement dated May 27, 1999. You should read this supplement along
with the prospectus.
1. The following information replaces the last paragraph of the "Additional
Disclosure Information" section on the cover page of the prospectus:
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Our Home Office: Our Service Center:
Aetna Insurance Company of America Aetna Insurance Company of America
5100 West Lemon Street 151 Farmington avenue
Suite 213 Hartford, Connecticut 06156
Tampa, Florida 33609 (800) 531-4547
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All other references in the prospectus to our "Home Office" are replaced
with our "Service Center".
2. The following information replaces the last paragraph of the "Investments"
section on page 5 of the prospectus:
Amounts allocated to the Guaranteed Account are held in a nonunitized
separate account established by the Company under Florida law. Prior to
January 5, 2000, these amounts were held in a nonunitized separate account
established by the Company under Connecticut law. To the extent provided
for in the contract, assets of the separate account are not chargeable with
liabilities arising out of any other business that we conduct. See
"Investments."
3. The following information replaces the "Investments" section on page 12 of
the prospectus:
Investments
Amounts applied to the Guaranteed Account will be deposited to a
nonunitized separate account established under Florida law. A nonunitized
separate account is a separate account in which the contract holder does
not participate in the performance of the assets through unit values or any
other interest. Contract holders allocating funds to the nonunitized
separate account do not receive a unit value of ownership of assets
accounted for in this separate account. The risk of investment gain or loss
is borne entirely by the Company. All Company obligations due to
allocations to the nonunitized separate account are contractual guarantees
of the Company and are accounted for in the separate account. All of the
general assets of the Company are available to meet our contractual
guarantees. To the extent provided for in the applicable contract, the
assets of the nonunitized separate account are not chargeable with
liabilities resulting from any other business of the Company. Income, gains
and losses of the separate account are credited to or charged against the
separate account without regard to other income, gains or losses of the
Company.
4. The following information replaces the last paragraph of the "Types of
Investments" section on page 13 of the prospectus:
We are not obligated to invest the assets attributable to the contract
according to any particular strategy, except as required by Florida and
other state insurance laws. The guaranteed interest rates established by
the Company may not necessarily relate to the performance of the
nonunitized separate account.
5. The following information replaces the "Distribution of Contracts" section
on Page 13 of the prospectus:
Distribution of Contracts
Aetna Life Insurance and Annuity Company (ALIAC) serves as principal
underwriter for the securities sold through this prospectus. ALIAC is
registered as a broker-dealer with the SEC and is a member of the National
Association of Securities Dealers, Inc.
Certain broker-dealers may be offered special guaranteed rates in
connection with the Guaranteed Account offered through the contracts, and
ALIAC may negotiate different commissions for these broker-dealers. For
additional information, see the contract prospectus.
Form No.: X.AICAGA-99A January, 2000