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SELECT DIMENSIONS VARIABLE ANNUITY
ITT HARTFORD LIFE AND ANNUITY INSURANCE COMPANY
SUPPLEMENT DATED OCTOBER 14, 1997 TO THE VARIABLE ANNUITY WITH RESPECT TO THE
SELECT DIMENSIONS VARIABLE ANNUITY PROSPECTUS DATED MAY 1, 1997
The second paragraph under the section titled "The Company" should be
deleted and replaced with the following:
HARTFORD RATINGS
EFFECTIVE DATE
RATING AGENCY OF RATING RATING BASIS OF RATING
- -------------------------------- -------------- ------ --------------------
A.M. Best and Company, Inc. 9/9/97 A+ Financial soundness
and operating
performance.
Standard & Poor's 7/2/97 AA Claims paying
ability
Duff & Phelps Credit Rating Co. 2/24/97 AA+ Claims paying
ability
These ratings apply to Hartford's ability to meet its insurance
obligations, including those described in this Prospectus.
The following paragraphs should be added at the end of the section titled
"D. Individual Retirement Annuities Under Section 408:"
Special rollover rules apply to SIMPLE IRAs. Amounts can be rolled
over from one SIMPLE IRA to another SIMPLE IRA. However, amounts
can be rolled over from a SIMPLE IRA to a regular IRA only after
two years have expired since the participant first commenced
participation in the SIMPLE IRA. Amounts cannot be rolled over to
a SIMPLE IRA from a qualified plan or a regular IRA.
Effective after December 31, 1997, the Contract can be offered as
ROTH IRAs under Section 408A of the Code. Contributions to a ROTH
IRA are not deductible. Subject to special limitations, a
distribution from a regular IRA may be rolled over to a ROTH IRA.
However, a rollover to a ROTH IRA is not excludable from gross
income. If certain specified conditions are met, qualified
distributions from a ROTH IRA are tax-free.
The following two paragraphs should be added after the first paragraph under
the subsection titled "1. Premature Distribution:"
In addition, effective for distributions made from an IRA after
December 31, 1997, there is no such penalty tax on distributions
that do not exceed the amount of certain qualifying higher
education expenses, as defined by Section 72(t)(7) of the Code, or
which are qualified first-time home-buyer distributions meeting
the requirements of Section 72(t)(8) of the Code.
If you are a participant in a SIMPLE IRA plan, you should be aware
that the 10% penalty tax described above is increased to 25% with
respect to non-exempt premature distributions made from your
SIMPLE IRA during the first two years following the date you first
commenced participation in any SIMPLE IRA plan of your employer.
HV-2193-0
33-80732
