ITT HARTFORD LIFE & ANNUITY INSUR CO SEPARATE ACCOUNT THREE
497, 1998-09-30
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                   DEAN WITTER SELECT DIMENSIONS VARIABLE ANNUITY
                    HARTFORD LIFE AND ANNUITY INSURANCE COMPANY

      SUPPLEMENT DATED SEPTEMBER 30, 1998 TO THE PROSPECTUS DATED MAY 1, 1998

The following sentence should be added after the third sentence of the third
paragraph of the section entitled, "The Fixed Account":

Hartford will publish periodically the Fixed Account interest rates that are
currently in effect.

The following sentence should be added after the fifth sentence of the third
paragraph of the section entitled, "The Fixed Account":

Hartford will account for any deductions, surrenders, or transfers from the
Fixed Account on a "first-in, first-out" basis.




HV-
33-80732



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