HARTFORD LIFE INSURANCE CO SEPARATE ACCOUNT THREE
497, 2000-02-23
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                 SELECT DIMENSIONS VARIABLE ANNUITY (SERIES II)
                         HARTFORD LIFE INSURANCE COMPANY

                    SUPPLEMENT DATED FEBRUARY 23, 2000 TO THE
                          PROSPECTUS DATED MAY 3, 1999

Effective February 28, 2000, the following is added to the "Summary" section
under the sub-section "Will Hartford Pay a Death Benefit?":

         The Optional Death Benefit calculation will be different if you elect
         to add the Optional Death Benefit after you purchase your Annuity.

Effective February 28, 2000, the following is added to the "Death Benefits"
section under the sub-section "What is the Death Benefit and how is it
calculated?":

         If you elect the Optional Death Benefit after you purchase your
         Annuity, your Interest Accumulation Value calculation will be:

         - Your Contract Value on the date we add the Optional Death Benefit to
           your Annuity;

        -  Plus any Premium Payments made after the Optional Death Benefit is
           added;

        -  Minus any partial Surrenders after the Optional Death Benefit is
           added;

        -  Compounded daily at an annual interest rate of 5.0%.









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