HARTFORD LIFE INSURANCE CO SEPARATE ACCOUNT THREE
24F-2NT, 2000-03-13
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         UNITED STATES SECURITIES
          AND EXCHANGE COMMISSION              OMB APPROVAL
          WASHINGTON, D.C. 20549
                                               OMB Number:    3235-0456
                FORM 24F-2                     Expires: August 31, 2000
      ANNUAL NOTICE OF SECURITIES SOLD         Estimated average burden
          PURSUANT TO RULE 24f-2               hours per response.....1



  READ INSTRUCTIONS AT END OF FORM BEFORE PREPARING FORM.


 1.    Name and address of issuer:
       Hartford Life Insurance Company Separate Account Three
       P.O. Box 2999
       Hartford, CT 06104-2199

 2.    The name of each series or class of securities for which this Form is
       filed (If the Form is being filed for all series and classes of
       securities of the issuer, check the box but do not list series or
       classes):                                    / /




 3.    Investment Company Act File Number:  811-8584


       Securities Act File Number: 33-80738



 4(a). Last day of fiscal year for which this Form is filed:

       December 31, 1999

 4(b). / / Check box if this Form is being filed late (I.E., more than 90
       calendar days after the end of the issuer's fiscal year).
       (See instruction A.2)


 NOTE: IF THE FORM IS BEING FILED LATE, INTEREST MUST BE PAID ON THE
       REGISTRATION FEE DUE.


 4(c). / / Check box if this is the last time the issuer will be filing this
       Form.




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<S>                                                               <C>                   <C>
 5.   Calculation of registration fee:
(i)   Aggregate sale price of securities sold during
      the fiscal year pursuant to section 24(f):                                             $  87,076,478
(ii)  Aggregate price of securities redeemed or
      repurchased during the fiscal year:                          $  35,745,922
(iii) Aggregate price of securities redeemed or
      repurchased during any PRIOR fiscal year
      ending no earlier than October 11, 1995
      that were not previously used to reduce
      registration fees payable to the Commission                  $ 0
(iv)  Total available redemption
      credits [add Items 5(ii) and 5(iii)]:                                                  $  35,745,922
(v)   Net sales -- if Item 5(i) is greater than
      Item 5(iv) [subtract Item 5(iv) from Item 5(i)]:                                       $  51,330,556

(vi)  Redemption credits available for use in future years -- if
      Item 5(i) is less than Item 5(iv) [subtract Item 5(iv) from
      Item 5(i)]:                                                  $(       )

(vii) Multiplier for determining registration fee                                                  .000264
      (See Instruction C.9):                                                              X
(viii)Registration fee due [multiply Item 5(v) by
      Item 5(vii)] (enter "0" if no fee is due):                                          =  $  13,551


 6.   Prepaid Shares

      If the response to Item 5(i) was determined by deducting an
      amount of securities that were registered under the
      Securities Act of 1933 pursuant to rule 24e-2 as in effect
      before October 11, 1997, then report the amount of
      securities (number of shares or other units) deducted here:
      _______________. If there is a number of shares or other
      units that were registered pursuant to rule 24e-2 remaining
      unsold at the end of the fiscal year for which this form is
      filed that are available for use by the issuer in future
      fiscal years, then state that number here: _______________.


 7.   Interest due -- if this Form is being filed more than
      90 days after the end of the issuer's fiscal year
      (see Instruction D):


                                                                                         + $



 8.   Total of the amount of the registration fee due plus any
      interest due [line 5(viii) plus line 7]:


                                                                                         = $  13,551





 9.   Date the registration fee and any interest payment was sent
      to the Commission's lockbox depository: March 9, 2000

      Method of Delivery:

      /X/   Wire Transfer
      / /   Mail or other means

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                                   SIGNATURES

This report has been signed below by the following persons on behalf of the
issuer and in the capacities and on the dates indicated.

By (Signature and Title)* /s/
                               Cynthia J. McNickle.

                               Assistant Director

Date March 9, 2000

*Please print the name and title of the signing officer below the signature.



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