<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains financial information extracted from the
consolidated financial statements of Union Financial Bancshares, Inc. for the
year to date period ended June 30, 2000 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<CIK> 0000926164
<NAME> Union Financial Bancshares Inc.
<MULTIPLIER> 1,000
<CURRENCY> U.S. Dollars
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 2,773
<INT-BEARING-DEPOSITS> 5,080
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 28,924
<INVESTMENTS-CARRYING> 38,241
<INVESTMENTS-MARKET> 37,122
<LOANS> 168,811
<ALLOWANCE> 1,400
<TOTAL-ASSETS> 264,464
<DEPOSITS> 193,373
<SHORT-TERM> 31,582
<LIABILITIES-OTHER> 1,887
<LONG-TERM> 17,500
0
0
<COMMON> 20
<OTHER-SE> 20,599
<TOTAL-LIABILITIES-AND-EQUITY> 264,464
<INTEREST-LOAN> 10,944
<INTEREST-INVEST> 2,099
<INTEREST-OTHER> 58
<INTEREST-TOTAL> 13,101
<INTEREST-DEPOSIT> 6,056
<INTEREST-EXPENSE> 8,010
<INTEREST-INCOME-NET> 5,091
<LOAN-LOSSES> 200
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,470
<INCOME-PRETAX> 1,855
<INCOME-PRE-EXTRAORDINARY> 1,223
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,223
<EPS-BASIC> 0.67
<EPS-DILUTED> 0.66
<YIELD-ACTUAL> 7.46
<LOANS-NON> 1,706
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 827
<ALLOWANCE-OPEN> 836
<CHARGE-OFFS> 131
<RECOVERIES> 695
<ALLOWANCE-CLOSE> 1,400
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,400
</TABLE>