UNION FINANCIAL BANCSHARES INC
10QSB, EX-27, 2000-08-07
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     This  schedule   contains   financial   information   extracted   from  the
consolidated  financial statements of Union Financial  Bancshares,  Inc. for the
year to date period  ended June 30,  2000 and is  qualified  in its  entirety by
reference to such financial statements.
</LEGEND>
<CIK>                         0000926164
<NAME>                        Union Financial Bancshares Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                             SEP-30-2000
<PERIOD-START>                                OCT-01-1999
<PERIOD-END>                                  JUN-30-2000
<EXCHANGE-RATE>                                         1
<CASH>                                              2,773
<INT-BEARING-DEPOSITS>                              5,080
<FED-FUNDS-SOLD>                                        0
<TRADING-ASSETS>                                        0
<INVESTMENTS-HELD-FOR-SALE>                        28,924
<INVESTMENTS-CARRYING>                             38,241
<INVESTMENTS-MARKET>                               37,122
<LOANS>                                           168,811
<ALLOWANCE>                                         1,400
<TOTAL-ASSETS>                                    264,464
<DEPOSITS>                                        193,373
<SHORT-TERM>                                       31,582
<LIABILITIES-OTHER>                                 1,887
<LONG-TERM>                                        17,500
                                   0
                                             0
<COMMON>                                               20
<OTHER-SE>                                         20,599
<TOTAL-LIABILITIES-AND-EQUITY>                    264,464
<INTEREST-LOAN>                                    10,944
<INTEREST-INVEST>                                   2,099
<INTEREST-OTHER>                                       58
<INTEREST-TOTAL>                                   13,101
<INTEREST-DEPOSIT>                                  6,056
<INTEREST-EXPENSE>                                  8,010
<INTEREST-INCOME-NET>                               5,091
<LOAN-LOSSES>                                         200
<SECURITIES-GAINS>                                      0
<EXPENSE-OTHER>                                     4,470
<INCOME-PRETAX>                                     1,855
<INCOME-PRE-EXTRAORDINARY>                          1,223
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                        1,223
<EPS-BASIC>                                          0.67
<EPS-DILUTED>                                        0.66
<YIELD-ACTUAL>                                       7.46
<LOANS-NON>                                         1,706
<LOANS-PAST>                                            0
<LOANS-TROUBLED>                                        0
<LOANS-PROBLEM>                                       827
<ALLOWANCE-OPEN>                                      836
<CHARGE-OFFS>                                         131
<RECOVERIES>                                          695
<ALLOWANCE-CLOSE>                                   1,400
<ALLOWANCE-DOMESTIC>                                    0
<ALLOWANCE-FOREIGN>                                     0
<ALLOWANCE-UNALLOCATED>                             1,400


</TABLE>


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