WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE SEMI-ANNUAL REPORT DATED APRIL 30, 2000 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 032
<NAME> BALANCED FUND - SERVICE SHARES
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-START> NOV-1-1999
<PERIOD-END> APR-30-2000
<INVESTMENTS-AT-COST> 103,427,725
<INVESTMENTS-AT-VALUE> 117,657,798
<RECEIVABLES> 2,036,294
<ASSETS-OTHER> 1,060
<OTHER-ITEMS-ASSETS> 729
<TOTAL-ASSETS> 119,695,881
<PAYABLE-FOR-SECURITIES> 303,285
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 176,558
<TOTAL-LIABILITIES> 479,843
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 98,675,562
<SHARES-COMMON-STOCK> 109,662
<SHARES-COMMON-PRIOR> 108,256
<ACCUMULATED-NII-CURRENT> 369,203
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 5,941,200
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 14,230,073
<NET-ASSETS> 119,216,038
<DIVIDEND-INCOME> 384,176
<INTEREST-INCOME> 1,876,707
<OTHER-INCOME> 0
<EXPENSES-NET> (679,764)
<NET-INVESTMENT-INCOME> 1,581,119
<REALIZED-GAINS-CURRENT> 5,960,488
<APPREC-INCREASE-CURRENT> 2,481,438
<NET-CHANGE-FROM-OPS> 10,023,045
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (33,515)
<DISTRIBUTIONS-OF-GAINS> (99,499)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 8,004
<NUMBER-OF-SHARES-REDEEMED> (11,657)
<SHARES-REINVESTED> 5,059
<NET-CHANGE-IN-ASSETS> (7,764,252)
<ACCUMULATED-NII-PRIOR> 476,360
<ACCUMULATED-GAINS-PRIOR> 4,564,358
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 626,051
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 925,299
<AVERAGE-NET-ASSETS> 125,898,187
<PER-SHARE-NAV-BEGIN> 25.27
<PER-SHARE-NII> 0.28
<PER-SHARE-GAIN-APPREC> 1.68
<PER-SHARE-DIVIDEND> (0.30)
<PER-SHARE-DISTRIBUTIONS> (0.92)
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 26.01
<EXPENSE-RATIO> 1.33
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
