WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM THE SEMI-ANNUAL REPORT DATED APRIL 30, 2000 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 091
<NAME> GROWTH AND INCOME FUND - INST
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-START> NOV-1-1999
<PERIOD-END> APR-30-2000
<INVESTMENTS-AT-COST> 69,835,909
<INVESTMENTS-AT-VALUE> 73,393,238
<RECEIVABLES> 529,037
<ASSETS-OTHER> 589
<OTHER-ITEMS-ASSETS> 616
<TOTAL-ASSETS> 73,923,480
<PAYABLE-FOR-SECURITIES> 144,990
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 784,761
<TOTAL-LIABILITIES> 929,751
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 69,645,186
<SHARES-COMMON-STOCK> 3,152,957
<SHARES-COMMON-PRIOR> 3,485,571
<ACCUMULATED-NII-CURRENT> 19,732
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (228,518)
<ACCUM-APPREC-OR-DEPREC> 3,557,329
<NET-ASSETS> 72,993,729
<DIVIDEND-INCOME> 587,896
<INTEREST-INCOME> 25,558
<OTHER-INCOME> 0
<EXPENSES-NET> (380,553)
<NET-INVESTMENT-INCOME> 232,901
<REALIZED-GAINS-CURRENT> 3,594,585
<APPREC-INCREASE-CURRENT> 598,114
<NET-CHANGE-FROM-OPS> 4,425,600
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (237,339)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,046,458
<NUMBER-OF-SHARES-REDEEMED> (1,386,061)
<SHARES-REINVESTED> 6,989
<NET-CHANGE-IN-ASSETS> (2,586,051)
<ACCUMULATED-NII-PRIOR> 26,391
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> (3,823,103)
<GROSS-ADVISORY-FEES> 245,592
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 380,553
<AVERAGE-NET-ASSETS> 65,851,074
<PER-SHARE-NAV-BEGIN> 21.40
<PER-SHARE-NII> 0.08
<PER-SHARE-GAIN-APPREC> 1.46
<PER-SHARE-DIVIDEND> (0.08)
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 22.86
<EXPENSE-RATIO> 1.16
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
