WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
ANNUAL REPORT DATED OCTOBER 31, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<SERIES>
<NUMBER> 071
<NAME> NATIONAL TAX-FREE BOND FUND
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-2000
<PERIOD-START> NOV-1-1999
<PERIOD-END> OCT-31-2000
<INVESTMENTS-AT-COST> 40,604,370
<INVESTMENTS-AT-VALUE> 40,836,799
<RECEIVABLES> 623,641
<ASSETS-OTHER> 50
<OTHER-ITEMS-ASSETS> 85,131
<TOTAL-ASSETS> 41,545,621
<PAYABLE-FOR-SECURITIES> 663,931
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 128,687
<TOTAL-LIABILITIES> 792,618
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 40,558,501
<SHARES-COMMON-STOCK> 2,175,432
<SHARES-COMMON-PRIOR> 2,205,663
<ACCUMULATED-NII-CURRENT> 31,062
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (68,989)
<ACCUM-APPREC-OR-DEPREC> 232,429
<NET-ASSETS> 40,753,003
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1,958,730
<OTHER-INCOME> 0
<EXPENSES-NET> (278,082)
<NET-INVESTMENT-INCOME> 1,680,648
<REALIZED-GAINS-CURRENT> (66,622)
<APPREC-INCREASE-CURRENT> 1,160,051
<NET-CHANGE-FROM-OPS> 2,774,077
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1,680,648)
<DISTRIBUTIONS-OF-GAINS> (21,523)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 604,365
<NUMBER-OF-SHARES-REDEEMED> (661,373)
<SHARES-REINVESTED> 26,777
<NET-CHANGE-IN-ASSETS> 510,471
<ACCUMULATED-NII-PRIOR> 26,798
<ACCUMULATED-GAINS-PRIOR> 21,369
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 198,630
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 376,357
<AVERAGE-NET-ASSETS> 39,726,012
<PER-SHARE-NAV-BEGIN> 18.24
<PER-SHARE-NII> 0.78
<PER-SHARE-GAIN-APPREC> 0.51
<PER-SHARE-DIVIDEND> (0.79)
<PER-SHARE-DISTRIBUTIONS> (0.01)
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 18.73
<EXPENSE-RATIO> 0.70
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
