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Prospectus Supplement*
Date May 8, 1997
AEL Personal PortfolioSM
37301 F (4/97)
The following tables replace those found on page 8 in the section titled
"Expense summary:"
Example:*
<TABLE>
<CAPTION>
IDS Life IDS Life IDS Life IDS Life OCC
Aggressive International Capital IDS Life Special IDS Life Accumulation
Growth Equity Resource Managed Income Moneyshare Trust Managed
You would pay the following expenses on a $1,000 investment, assuming 5% annual
return and full withdrawal at the end of each time period:
<S> <C> <C> <C> <C> <C> <C> <C>
1 year $ 92.71 $ 95.55 $ 92.61 $ 92.42 $ 92.71 $ 91.44 $ 94.77
3 years 119.98 128.48 119.68 119.09 119.98 116.13 126.14
5 years 149.80 163.96 149.31 148.32 149.80 143.37 160.08
10 years 256.49 284.67 255.50 253.52 256.49 243.54 276.99
You would pay the following expenses on the same investment assuming no
withdrawal or selection of an annuity payout plan at the end of each time
period:
1 year $ 22.71 $ 25.55 $ 22.61 $ 22.42 $ 22.71 $ 21.44 $ 24.77
3 years 69.98 78.48 69.68 69.09 69.98 66.13 76.14
5 years 119.80 133.96 119.31 118.32 119.80 113.37 130.08
10 years 256.49 284.67 255.50 253.52 256.49 243.54 276.99
OCC
Accumulation
Trust U.S. Putnam VT Putnam VT GT Global GT Global
Government Diversified Growth and Putnam VT Putnam VT New Variable Variable
Income Income Income High Yield Opportunities Latin America New Pacific
You would pay the following expenses on a $1,000 investment, assuming 5% annual
return and full withdrawal at the end of each time period:
1 year $ 95.94 $ 94.08 $ 91.24 $ 93.40 $ 93.01 $ 97.39 $ 96.91
3 years 129.64 124.09 115.54 122.04 120.86 134.00 132.55
5 years 165.90 156.67 142.37 153.24 151.28 173.11 170.72
10 years 288.48 270.21 241.53 263.38 259.45 302.62 297.93
You would pay the following expenses on the same investment assuming no
withdrawal or selection of an annuity payout plan at the end of each time
period:
1 year $ 25.94 $ 24.08 $ 21.24 $ 23.40 $ 23.01 $ 27.39 $ 26.91
3 years 79.64 74.09 65.54 72.04 70.86 84.00 82.55
5 years 135.90 126.67 112.37 123.24 121.28 143.11 140.72
10 years 288.48 270.21 241.53 263.38 259.45 302.62 297.93
</TABLE>
This example should not be considered a representation of past or future
expenses. Actual expenses may be more or less than those shown.
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* In this example, the $30 annual contract administrative charge is approximated
as a .177% charge based on the average contract size.
37301-34A (4/97)
*Valid until 5/98