Supplement Dated December 1, 1999*
to the Prospectus dated November 23, 1999
of Wells Fargo AdvantageSM Credit Variable Annuity 44224-11 A (11/99)
The following sentence replaces the first sentence in the "Charges" section of
the prospectus under the "Enhanced Death Benefit Rider fee" heading:
We charge a fee for this optional feature only if you choose this
option.
The following sentence replaces the first sentence in the "Charges" section of
the prospectus under the "Guaranteed Minimum Income Benefit Rider fee" heading:
We charge a fee for this optional feature based on the Guaranteed
Income Benefit Base only if you choose this option.
44224-11 A (12/99)
*Valid until next update.
