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Previous: CECIL BANCORP INC, 10QSB, 2000-11-14 |
Next: FIRST SUNAMERICA LIFE INSURANCE CO, 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,069,849
<INT-BEARING-DEPOSITS> 4,174,407
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 2,648,999
<INVESTMENTS-CARRYING> 6,298,507
<INVESTMENTS-MARKET> 6,037,434
<LOANS> 103,724,066
<ALLOWANCE> 432,369
<TOTAL-ASSETS> 124,149,784
<DEPOSITS> 95,845,822
<SHORT-TERM> 15,700,000
<LIABILITIES-OTHER> 1,364,416
<LONG-TERM> 0
0
0
<COMMON> 6,204
<OTHER-SE> 11,233,342
<TOTAL-LIABILITIES-AND-EQUITY> 124,149,784
<INTEREST-LOAN> 2,187,425
<INTEREST-INVEST> 121,933
<INTEREST-OTHER> 82,162
<INTEREST-TOTAL> 2,391,520
<INTEREST-DEPOSIT> 1,046,172
<INTEREST-EXPENSE> 1,313,517
<INTEREST-INCOME-NET> 1,078,003
<LOAN-LOSSES> 86,500
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 884,522
<INCOME-PRETAX> 287,596
<INCOME-PRE-EXTRAORDINARY> 178,054
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 178,054
<EPS-BASIC> 0.35
<EPS-DILUTED> 0.34
<YIELD-ACTUAL> 3.71
<LOANS-NON> 1,039,076
<LOANS-PAST> 200,294
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 472,705
<CHARGE-OFFS> 127,730
<RECOVERIES> 894
<ALLOWANCE-CLOSE> 432,369
<ALLOWANCE-DOMESTIC> 432,369
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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