<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> MAR-31-2001
<PERIOD-START> APR-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 293,348
<INT-BEARING-DEPOSITS> 8,996,665
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 248,750
<INVESTMENTS-CARRYING> 3,520,139
<INVESTMENTS-MARKET> 3,528,000
<LOANS> 23,587,727
<ALLOWANCE> (59,671)
<TOTAL-ASSETS> 39,079,513
<DEPOSITS> 34,541,995
<SHORT-TERM> 0
<LIABILITIES-OTHER> 346,502
<LONG-TERM> 0
0
0
<COMMON> 2,319
<OTHER-SE> 4,111,630
<TOTAL-LIABILITIES-AND-EQUITY> 39,079,513
<INTEREST-LOAN> 389,108
<INTEREST-INVEST> 55,254
<INTEREST-OTHER> 165,788
<INTEREST-TOTAL> 610,150
<INTEREST-DEPOSIT> 419,478
<INTEREST-EXPENSE> 419,478
<INTEREST-INCOME-NET> 190,672
<LOAN-LOSSES> 1,500
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 242,569
<INCOME-PRETAX> (34,560)
<INCOME-PRE-EXTRAORDINARY> (23,760)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (23,760)
<EPS-BASIC> (.12)
<EPS-DILUTED> (.12)
<YIELD-ACTUAL> 2.20
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 58,171
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 59,671
<ALLOWANCE-DOMESTIC> 59,671
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>