FIRST SUNAMERICA LIFE INSURANCE COMPANY
FS VARIABLE SEPARATE ACCOUNT
_____________________________________________________________________
SUPPLEMENT TO POLARIS PROSPECTUS DATED JANUARY 28, 1997
Delete the paragraphs in the section entitled "9. Death Benefit" on the
fourth page of the Profile and the first three paragraphs in the section
entitled "9. Death Benefit" on page 14 of the Prospectus and replace with the
following:
If you should die during the Accumulation Phase of your
contract, we will pay a death benefit to your Beneficiary.
For contracts issued prior to April 28, 1997, the death
benefit is the greater of:
(1) the value of your contract at the time we receive
adequate proof of death, or
(2) total Purchase Payments less any withdrawals.
After your seventh contract anniversary, the death benefit
is the greater of (1) or (2) above or:
(3) the value of your contract on the day before your
last contract anniversary less any withdrawals plus
any additional Purchase Payments since that date, or
(4) the death benefit on the day before your last
contract anniversary less any withdrawals since
that anniversary.
For contracts issued on or after April 28, 1997, the death
benefit is the greater of:
(1) the value of your contract at the time we receive
adequate proof of death,
(2) total Purchase Payments less any withdrawals, or
(3) the maximum of the anniversary values prior to your
81st birthday. The anniversary value is equal to
the value of your contract on each contract
anniversary less any withdrawals plus any
additional Purchase Payments since that
anniversary.
Date: April 28, 1997
Please keep this Supplement with your Prospectus
