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EXHIBIT (15)
POWER-OF-ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the person whose signature appears below
hereby constitutes and appoints CHRISTINE A. NIXON and MALLARY L. REZNIK or each
of them, as his true and lawful attorneys-in-fact and agents, with full power of
substitution and resubstitution, for him and in his name, place and stead, in
any and all capacities, to sign any and all amendments (including post-effective
amendments) to this Registration Statement, and to file the same, with all
exhibits thereto, and other documents in connection therewith, as fully to all
intents as he might or could do in person, including specifically, but without
limiting the generality of foregoing, to (i) take any action to comply with any
rules, regulations or requirements of the Securities and Exchange Commission
under the federal securities laws; (ii) make application for and secure any
exemptions from the federal securities laws; (iii) register additional annuity
contracts under the federal securities laws, if registration is deemed
necessary. The undersigned hereby ratifies and confirms all that said
attorneys-in-fact and agents or any of them, or their substitutes, shall do or
cause to be done by virtue thereof.
As required by the Securities Act of 1933, this Registration Statement has
been signed by the following persons in the capacity and on the dates indicated.
<TABLE>
<CAPTION>
SIGNATURE TITLE DATE
--------- ----- ----
<S> <C> <C> <C>
/s/ ELI BROAD President, Chief Executive
------------------------- Officer, & Chairman of Board
Eli Broad (Principal Executive Officer)
/s/ MARC H. GAMSIN Senior Vice President
------------------------- & Director
Marc H. Gamsin
/s/ N. SCOTT GILLIS Senior Vice President
------------------------- & Director
N. Scott Gillis (Principal Financial Officer)
/s/ JAMES R. BELARDI Senior Vice President
------------------------- & Director
James R. Belardi
/s/ THOMAS A. BAXTER Director
-------------------------
Thomas A. Baxter
/s/ JANA W. GREER Senior Vice President
------------------------- & Director
Jana W. Greer
/s/ VICKI E. MARMORSTEIN Director
-------------------------
Vicki E. Marmorstein
/s/ CHRISTINE A. NIXON Vice President, Secretary December 18, 2000
------------------------ & Director
Christine A. Nixon
/s/ DEBBIE POTASH-TURNER Director
------------------------
Debbie Potash-Turner
/s/ MARGERY K. NEALE Director
------------------------
Margery K. Neale
/s/ MAURICE S. HEBERT Vice President & Controller
------------------------ (Principal Accounting Officer)
Maurice S. Hebert
/s/ LESTER POLLACK Director
-------------------------
Lester Pollack
/s/ RICHARD D. ROHR Director
-------------------------
Richard D. Rohr
/s/ JAY S. WINTROB* Director
-------------------------
Jay S. Wintrob
</TABLE>
Date: December 18, 2000
