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POWER-OF-ATTORNEY EXHIBIT 15
KNOW ALL PERSONS BY THESE PRESENTS, that the person whose signature appears
below hereby constitutes and appoints CHRISTINE A. NIXON and MALLARY L. REZNIK
or each of them, as his true and lawful attorneys-in-fact and agents, with full
power of substitution and resubstitution, for him and in his name, place and
stead, in any and all capacities, to sign any and all amendments (including
post-effective amendments) to this Registration Statement, and to file the same,
with all exhibits thereto, and other documents in connection therewith, as fully
to all intents as he might or could do in person, including specifically, but
without limiting the generality of the foregoing, to (i) take any action to
comply with any rules, regulations or requirements of the Securities and
Exchange Commission under the federal securities laws; (ii) make application for
and secure any exemptions from the federal securities laws; (iii) register
additional annuity contracts under the federal securities laws, if registration
is deemed necessary. The undersigned hereby ratifies and confirms all that said
attorneys-in-fact and agents or any of them, or their substitutes, shall do or
cause to be done by virtue thereof.
As required by the Securities Act of 1933, this Post-Effective Amendment
to the Registration Statement has been signed by the following persons in the
capacities and on the dates indicated.
SIGNATURE TITLE DATE
/s/ ELI BROAD Chief Executive Officer
----------------------------- and Chairman of the Board
Eli Broad (Principal Executive
Officer)
/s/ MARC H. GAMSIN Senior Vice President
----------------------------- and Director
Marc H. Gamsin
/s/ N. SCOTT GILLIS Senior Vice President
----------------------------- and Director
N. Scott Gillis (Principal Financial
Officer)
/s/ JAMES R. BELARDI Senior Vice President
----------------------------- and Director
James R. Belardi
/s/ JANA W. GREER Senior Vice President
----------------------------- and Director
Jana W. Greer
/s/ MAURICE S. HEBERT Vice President and December 18, 2000
----------------------------- Controller
Maurice S. Hebert (Principal Accounting
Officer)
/s/ JAY S. WINTROB President and Director
-----------------------------
Jay S. Wintrob
Date: December 18, 2000
