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EXHIBIT 21.1
Subsidiaries of the Registrant
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Name of Subsidiary State of Organization
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National Bank of Commerce of Birmingham National Bank
NBC Securities, Inc.................................. Alabama
NBC Investments, Inc................................. Nevada
NBC Joint Ventures, Inc.............................. Alabama
Bank of Dadeville......................................... Alabama
Ashland Insurance, Inc............................... Alabama
Alabama Exchange Bank..................................... Alabama
Tuskegee Loan Company, Inc........................... Alabama
First Gulf Bank........................................... Alabama
First Citizens Bank, National Association................. National Bank
Clay County Finance Company, Inc..................... Alabama
FCB Investments, Inc................................. Nevada
First American Bank....................................... Alabama
Corporate Billing, Inc............................... Alabama
FAB Investments, Inc................................. Alabama
Rankin Insurance, Inc................................ Alabama
Citizens & Peoples Bank, National Association............. National Bank
Public Bank............................................... Florida
Georgia State Bank........................................ Georgia
Community Bank of Naples, National Association............ National Bank
CBN Investments, Inc................................. Nevada
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