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SUPPLEMENT DATED DECEMBER 1, 1997
TO PROSPECTUS DATED MAY 1, 1997
THE FOLLOWING INFORMATION IS TO BE INCLUDED IN THE "SUPPLEMENTARY BENEFITS"
SECTION OF YOUR PROSPECTUS.
Convertible Term Life Insurance. The Policy may include a Convertible Term
Life Insurance rider that provides additional term insurance on the Other
Insured, who must be an individual on whom the Insured has an insurable
interest. The amount of term insurance on the Other Insured is shown in the
Policy Schedule. If this rider is added, the Monthly Deduction will be
increased to include the cost of this rider. This rider will terminate at the
earlier of attained age 100 (80 in New York) of the Other Insured or at the
termination or maturity of the Policy. If the Policy is extended by the Final
Policy Date Extension Rider, this rider will terminate on the original maturity
date.
