PROVIDENTMUTUAL VARIABLE LIFE SEPARATE ACCOUNT
497, 1997-05-16
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<PAGE>   1

                                          May 15, 1997


VIA EDGAR

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC  20549

            Re:   Rule 497(j) Filing for
                  Providentmutual Life and Annuity Company of America
                  and Providentmutual Variable Life Separate Account.
                  (File No. 333-10321)
                  ---------------------------------------------------


Dear Commissioners:

      On behalf of Providentmutual Life and Annuity Company of America and
Providentmutual Variable Life Separate Account, I hereby certify pursuant to
Rule 497(j) of the Securities Act of 1933 that the form of prospectus dated May
1, 1997 does not differ from that contained in the most recent Post-Effective
Amendment to the Registration Statement, which amendment has been filed
electronically.

      If you have any questions or comments regarding this filing, please call
the undersigned at (610) 407-1016.


                                  Respectfully,



                                  Adam Scaramella
Encl


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