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SUPPLEMENT DATED DECEMBER 1, 1997
TO PROSPECTUS DATED MAY 1, 1997
THE FOLLOWING INFORMATION IS TO BE INCLUDED IN THE "SUPPLEMENTARY BENEFITS"
SECTION OF YOUR PROSPECTUS.
Convertible Term Life Insurance. The Policy may include a Convertible Term Life
Insurance rider that provides additional term insurance on the Other Insured,
who must be an individual on whom the Insured has an insurable interest. The
amount of term insurance on the Other Insured is shown in the Policy Schedule.
If this rider is added, the Monthly Deduction will be increased to include the
cost of this rider.
