CITICORP LIFE VARIABLE ANNUITY SEPARATE ACCOUNT
497J, 1996-05-08
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May 6, 1996




Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

RE:      Citicorp Life Insurance Company
         Citicorp Life Variable Annuity Separate Account
         File No. 33-81626



Dear Sirs:

On behalf of Citicorp Life Insurance  Company ("the  Company") and Citicorp Life
Variable Annuity Separate Account (the "Account"),  we are filing  certification
pursuant to paragraph (j) of Rule 497 under the  Securities Act of 1933. In this
regard,  we certify that the form of  prospectus  and  Statement  of  Additional
Information  ("SAI") for certain deferred  variable annuity contracts offered by
the Company through the Account  otherwise  required to be filed under paragraph
(c) of Rule 497 would not differ from the form of  prospectus  and SAI contained
in Post  Effective  Amendment  No. 2 to the N-4  Registration  Statement for the
Account (the  "Amendment").  The  Amendment  was filed  electronically  with the
Securities and Exchange Commission on April 29, 1996 via EDGARLINK.

Sincerely,

/s/Richard M. Zuckerman

Richard M. Zuckerman
Vice President, Secretary
and Associate General Counsel


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