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[OHIO NATIONAL FINANCIAL SERVICES LETTERHEAD]
January 3, 1997
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549
Re: File No. 33-81784 Ohio National Variable Account D
Certification Under Rule 497(j)
Gentlemen:
I, Donald J. Zimmerman, Senior Vice President and Secretary of the Depositor,
The Ohio National Life Insurance Company, hereby certify that the form of
prospectus and statement of additional information that would have been filed
under paragraph (c) of Rule 497 would not have differed from those contained in
the most-recent post-effective amendment to the above-captioned registration
statement, which was filed electronically under the EDGAR system on December 9,
1996.
In witness whereof, I have signed this certification in the County of Hamilton
and State of Ohio this third day of January, 1997.
Sincerely,
s/Donald J. Zimmerman
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Donald J. Zimmerman
Senior Vice President and Secretary
DJZ/nh
