<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000927290
<NAME> VARIABLE INSURANCE FUNDS
<SERIES>
<NUMBER> 010
<NAME> BB&T GROWTH AND INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<INVESTMENTS-AT-COST> 54224958
<INVESTMENTS-AT-VALUE> 54769948
<RECEIVABLES> 429614
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 5016
<TOTAL-ASSETS> 55204578
<PAYABLE-FOR-SECURITIES> 612555
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 648413
<TOTAL-LIABILITIES> 1260968
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 51628453
<SHARES-COMMON-STOCK> 4407648
<SHARES-COMMON-PRIOR> 4214206
<ACCUMULATED-NII-CURRENT> 360501
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 544990
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1409666
<NET-ASSETS> 53943610
<DIVIDEND-INCOME> 1434610
<INTEREST-INCOME> 11858
<OTHER-INCOME> 0
<EXPENSES-NET> 228510
<NET-INVESTMENT-INCOME> 1217958
<REALIZED-GAINS-CURRENT> 984023
<APPREC-INCREASE-CURRENT> (2089645)
<NET-CHANGE-FROM-OPS> 112336
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 989254
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 328665
<NUMBER-OF-SHARES-REDEEMED> 169550
<SHARES-REINVESTED> 34327
<NET-CHANGE-IN-ASSETS> 1418740
<ACCUMULATED-NII-PRIOR> 131797
<ACCUMULATED-GAINS-PRIOR> 425643
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 195678
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 302881
<AVERAGE-NET-ASSETS> 53184217
<PER-SHARE-NAV-BEGIN> 12.46
<PER-SHARE-NII> 0.27
<PER-SHARE-GAIN-APPREC> (0.27)
<PER-SHARE-DIVIDEND> 0.22
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 12.46
<EXPENSE-RATIO> 0.86
</TABLE>
