FIRST FAMILY FINANCIAL CORP
15-12G, 1997-01-15
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<PAGE>   1


                     SECURITIES AND EXCHANGE COMMISSION
                           WASHINGTON, D.C. 20549

                                   FORM 15

 Certification and Notice of Termination of Registration under Section 12(g)
 of the Securities Exchange Act of 1934 or Suspension of Duty to File Reports
      Under Sections 13 and 15(d) of the Securities Exchange Act of 1934

                                                 Commission File Number 33-81818

                     First Family Financial Corporation
                     ----------------------------------
           (Exact name of registrant as specified in its charter)

              2801 South Bay Street, Eustis, Florida 32726-6503
                               (904) 357-4171
        (Address, including zip code, and telephone number, including
           area code, of registrant's principal executive offices)

                   Common Stock, $.01 par value per share
                   --------------------------------------
          (Title of each class of securities covered by this Form)

                                    None
                                    ----
           (Titles of all other classes of securities for which a
         duty to file reports under section 13(a) or 15(d) remains)

         Please place an X in the box(es) to designate the appropriate rule
provisions(s) relied upon to terminate or suspend the duty of file reports:

<TABLE>
<S>                                      <C>                                       <C>                             
Rule 12g-4(a)(1)(i) [X]                  Rule 12g-4(a)(2)(ii) [ ]                  Rule 12h-3(b)(2)(i) [ ]
Rule 12g-4(a)(1)(ii)[ ]                  Rule 12h-3(b)(1)(i)  [X]                  Rule 12h-3(b)(2)(ii)[ ]
Rule 23g-4(a)(2)(i) [ ]                  Rule 12h-3(b)(1)(ii) [ ]                  Rule 15d-6 [ ]
</TABLE>

         Approximate number of holders of record as of the certification or
notice date: 0
            ---

         Pursuant to the requirement of the Securities Exchange Act of 1934,
First Family Financial Corporation, acting through its successor by merger, The
Colonial BancGroup, Inc. (Commission file number 1-13508), has caused this
certification/notice to be signed on its behalf by the undersigned duly
authorized person.

Date: January 15, 1997                     The Colonial BancGroup, Inc.
                                           (successor by merger)



                                           /s/ W. Flake Oakley              
                                           -----------------------------
                                           W. Flake Oakley
                                           Chief Financial Officer
                 


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