WT MUTUAL FUND
NSAR-A, 1999-03-01
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<PAGE>      PAGE  1
000 A000000 12/31/98
000 C000000 0000927413
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 WT MUTUAL FUND
001 B000000 811-8648
001 C000000 3026518280
002 A000000 1100 N. MARKET STREET
002 B000000 WILMINGTON
002 C000000 DE
002 D010000 19890
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  3
007 C010100  1
007 C020100 WT MONEY MARKET PORTFOLIO
007 C030100 N
007 C010200  2
007 C020200 SHORT-TERM GOVERNMENT PORTFOLIO
007 C030200 Y
007 C010300  3
007 C020300 WT INTERMEDIATE BOND SERIES
007 C030300 N
007 C010400  4
007 C010500  5
007 C020500 WT BROAD MARKET EQUITY SERIES
007 C030500 N
007 C010600  6
007 C010700  7
007 C010800  8
007 C010900  9
007 C011000 10
007 C011100 11
007 C011200 12
007 C011300 13
007 C011400 14
007 C011500 15
007 C011600 16
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
007 C012100 21
<PAGE>      PAGE  2
007 C012200 22
007 C012300 23
007 C012400 24
007 C012500 25
007 C012600 26
007 C012700 27
007 C012800 28
007 C012900 29
007 C013000 30
007 C013100 31
007 C013200 32
007 C013300 33
007 C013400 34
007 C013500 35
007 C013600 36
007 C013700 37
007 C013800 38
007 C013900 39
007 C014000 40
007 C014100 41
007 C014200 42
007 C014300 43
007 C014400 44
007 C014500 45
007 C014600 46
007 C014700 47
007 C014800 48
007 C014900 49
007 C015000 50
008 A00AA01 WILMINGTON TRUST CO.
008 B00AA01 A
008 C00AA01 801-00000
008 D01AA01 WILMINGTON
008 D02AA01 DE
008 D03AA01 19890
010 A00AA01 PFPC INC.
010 B00AA01 85-1196
010 C01AA01 WILMINGTON
010 C02AA01 DE
010 C03AA01 19809
011 A00AA01 PROVIDENT DISTRIBUTORS, INC.
011 B00AA01 8-46564
011 C01AA01 CONSHOHOCKEN
011 C02AA01 PA
011 C03AA01 19428
011 C04AA01 2961
012 A00AA01 PFPC INC
012 B00AA01 85-825
012 C01AA01 WILMINGTON
012 C02AA01 DE
012 C03AA01 19809
<PAGE>      PAGE  3
013 A00AA01 PRICEWATERHOUSECOOPERS LLP
013 B01AA01 PHILADELPHIA
013 B02AA01 PA
013 B03AA01 19103
015 A00AA01 PNC BANK, NA
015 B00AA01 C
015 C01AA01 PHILADELPHIA
015 C02AA01 PA
015 C03AA01 19103
015 E01AA01 X
018  00AA00 Y
019 A00AA00 N
019 B00AA00    0
020 C000001      0
020 C000002      0
020 C000003      0
020 C000004      0
020 C000005      0
020 C000006      0
020 C000007      0
020 C000008      0
020 C000009      0
020 C000010      0
021  000000        0
022 C000001         0
022 D000001         0
022 C000002         0
022 D000002         0
022 C000003         0
022 D000003         0
022 C000004         0
022 D000004         0
022 C000005         0
022 D000005         0
022 C000006         0
022 D000006         0
022 C000007         0
022 D000007         0
022 C000008         0
022 D000008         0
022 C000009         0
022 D000009         0
022 C000010         0
022 D000010         0
023 C000000          0
023 D000000          0
026 A000000 N
026 B000000 N
026 C000000 N
026 D000000 N
026 E000000 N
<PAGE>      PAGE  4
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
027  000000 Y
029  00AA00 N
030 A00AA00      0
030 B00AA00  0.00
030 C00AA00  0.00
031 A00AA00      0
031 B00AA00      0
032  00AA00      0
033  00AA00      0
034  00AA00 N
035  00AA00      0
036 B00AA00      0
037  00AA00 N
038  00AA00      0
039  00AA00 N
040  00AA00 N
041  00AA00 N
042 A00AA00   0
042 B00AA00   0
042 C00AA00   0
042 D00AA00   0
042 E00AA00   0
042 F00AA00   0
042 G00AA00   0
042 H00AA00   0
043  00AA00      0
044  00AA00      0
049  00AA00 N
050  00AA00 N
051  00AA00 N
052  00AA00 N
053 A00AA00 Y
053 B00AA00 Y
053 C00AA00 N
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 N
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 Y
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 Y
054 L00AA00 N
054 M00AA00 Y
<PAGE>      PAGE  5
054 N00AA00 Y
054 O00AA00 N
055 A00AA00 N
055 B00AA00 N
056  00AA00 Y
057  00AA00 N
058 A00AA00 N
059  00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061  00AA00    10000
077 A000000 Y
077 B000000 N
077 C000000 Y
077 D000000 N
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
077 I000000 N
077 J000000 N
077 K000000 N
077 L000000 N
077 M000000 N
077 N000000 N
077 O000000 N
077 P000000 N
077 Q010000 Y
077 Q020000 N
077 Q030000 N
078  000000 N
080 A00AA00 CHUBB GROUP OF INSURANCE COMPANIES
080 C00AA00     1500
081 A00AA00 Y
081 B00AA00   1
082 A00AA00 N
082 B00AA00        0
083 A00AA00 N
083 B00AA00        0
084 A00AA00 N
084 B00AA00        0
085 A00AA00 Y
085 B00AA00 N
086 A010000      0
086 A020000      0
086 B010000      0
086 B020000      0
086 C010000      0
086 C020000      0
086 D010000      0
086 D020000      0
<PAGE>      PAGE  6
086 E010000      0
086 E020000      0
086 F010000      0
086 F020000      0
024  000100 N
025 D000101       0
025 D000102       0
025 D000103       0
025 D000104       0
025 D000105       0
025 D000106       0
025 D000107       0
025 D000108       0
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028 A020100      1156
028 A030100         0
028 A040100    183759
028 B010100    187850
028 B020100      1227
028 B030100         0
028 B040100    152642
028 C010100    206311
028 C020100      1372
028 C030100         0
028 C040100    184044
028 D010100    208573
028 D020100      1466
028 D030100         0
028 D040100    158123
028 E010100    201579
028 E020100      1586
028 E030100         0
028 E040100    160840
028 F010100    188391
028 F020100      1751
028 F030100         0
028 F040100    212327
028 G010100   1209047
028 G020100      8558
028 G030100         0
028 G040100   1051735
028 H000100         0
045  000100 Y
048  000100  0.020
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048 C020100 0.000
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<PAGE>      PAGE  7
048 D020100 0.000
048 E010100        0
048 E020100 0.000
048 F010100        0
048 F020100 0.000
048 G010100        0
048 G020100 0.000
048 H010100        0
048 H020100 0.000
048 I010100        0
048 I020100 0.000
048 J010100        0
048 J020100 0.000
048 K010100        0
048 K020100 0.000
062 A000100 N
062 B000100   0.0
062 C000100   0.0
062 D000100   0.0
062 E000100   0.0
062 F000100   0.0
062 G000100   0.0
062 H000100   0.0
062 I000100   0.0
062 J000100   0.0
062 K000100   0.0
062 L000100   0.0
062 M000100   0.0
062 N000100   0.0
062 O000100   0.0
062 P000100   0.0
062 Q000100   0.0
062 R000100   0.0
063 A000100   0
063 B000100  0.0
066 A000100 N
067  000100 N
068 A000100 N
068 B000100 N
069  000100 N
070 A010100 N
070 A020100 N
070 B010100 N
070 B020100 N
070 C010100 N
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
<PAGE>      PAGE  8
070 F020100 N
070 G010100 N
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 N
070 J020100 N
070 K010100 Y
070 K020100 Y
070 L010100 N
070 L020100 N
070 M010100 N
070 M020100 N
070 N010100 N
070 N020100 N
070 O010100 N
070 O020100 N
070 P010100 N
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100         0
071 B000100         0
071 C000100         0
071 D000100    0
072 A000100  6
072 B000100        0
072 C000100        0
072 D000100        0
072 E000100     9303
072 F000100        0
072 G000100       35
072 H000100        0
072 I000100       13
072 J000100        0
072 K000100        0
072 L000100        0
072 M000100        2
072 N000100        4
072 O000100        0
072 P000100        0
072 Q000100        0
072 R000100        2
072 S000100        8
072 T000100        0
072 U000100        3
072 V000100        0
<PAGE>      PAGE  9
072 W000100        5
072 X000100       72
072 Y000100        0
072 Z000100     9231
072AA000100        0
072BB000100        3
072CC010100        0
072CC020100        0
072DD010100     9231
072DD020100        0
072EE000100        0
073 A010100   0.0265
073 A020100   0.0000
073 B000100   0.0000
073 C000100   0.0000
074 A000100        0
074 B000100        0
074 C000100        0
074 D000100        0
074 E000100        0
074 F000100        0
074 G000100        0
074 H000100        0
074 I000100   408057
074 J000100        0
074 K000100        0
074 L000100        0
074 M000100        6
074 N000100   408063
074 O000100        0
074 P000100        7
074 Q000100        0
074 R010100        0
074 R020100        0
074 R030100        0
074 R040100     1827
074 S000100        0
074 T000100   406229
074 U010100   406233
074 U020100        0
074 V010100     1.00
074 V020100     0.00
074 W000100   1.0000
074 X000100      136
074 Y000100        0
075 A000100   349346
075 B000100        0
076  000100     0.00
024  000200 N
025 D000201       0
025 D000202       0
<PAGE>      PAGE  10
025 D000203       0
025 D000204       0
025 D000205       0
025 D000206       0
025 D000207       0
025 D000208       0
028 A010200         0
028 A020200        77
028 A030200         0
028 A040200       400
028 B010200      1769
028 B020200        82
028 B030200         0
028 B040200      2611
028 C010200        29
028 C020200        79
028 C030200         0
028 C040200     18344
028 D010200         0
028 D020200         0
028 D030200         0
028 D040200         0
028 E010200         0
028 E020200         0
028 E030200         0
028 E040200         0
028 F010200         0
028 F020200         0
028 F030200         0
028 F040200         0
028 G010200      1798
028 G020200       238
028 G030200         0
028 G040200     21355
028 H000200         0
045  000200 Y
048  000200  0.020
048 A010200        0
048 A020200 0.000
048 B010200        0
048 B020200 0.000
048 C010200        0
048 C020200 0.000
048 D010200        0
048 D020200 0.000
048 E010200        0
048 E020200 0.000
048 F010200        0
048 F020200 0.000
048 G010200        0
048 G020200 0.000
<PAGE>      PAGE  11
048 H010200        0
048 H020200 0.000
048 I010200        0
048 I020200 0.000
048 J010200        0
048 J020200 0.000
048 K010200        0
048 K020200 0.000
062 A000200 N
062 B000200   0.0
062 C000200   0.0
062 D000200   0.0
062 E000200   0.0
062 F000200   0.0
062 G000200   0.0
062 H000200   0.0
062 I000200   0.0
062 J000200   0.0
062 K000200   0.0
062 L000200   0.0
062 M000200   0.0
062 N000200   0.0
062 O000200   0.0
062 P000200   0.0
062 Q000200   0.0
062 R000200   0.0
063 A000200   0
063 B000200  0.0
066 A000200 N
067  000200 N
068 A000200 N
068 B000200 N
069  000200 N
070 A010200 N
070 A020200 N
070 B010200 N
070 B020200 N
070 C010200 N
070 C020200 N
070 D010200 N
070 D020200 N
070 E010200 N
070 E020200 N
070 F010200 N
070 F020200 N
070 G010200 N
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
<PAGE>      PAGE  12
070 J010200 Y
070 J020200 Y
070 K010200 N
070 K020200 N
070 L010200 N
070 L020200 N
070 M010200 N
070 M020200 N
070 N010200 N
070 N020200 N
070 O010200 N
070 O020200 N
070 P010200 N
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200         0
071 B000200         0
071 C000200         0
071 D000200    0
072 A000200  6
072 B000200        0
072 C000200        0
072 D000200        0
072 E000200      245
072 F000200        0
072 G000200        1
072 H000200        0
072 I000200        2
072 J000200        0
072 K000200        0
072 L000200        0
072 M000200        1
072 N000200        0
072 O000200        0
072 P000200        0
072 Q000200        0
072 R000200        1
072 S000200        2
072 T000200        0
072 U000200        8
072 V000200        0
072 W000200       -1
072 X000200       14
072 Y000200        0
072 Z000200      231
072AA000200      286
072BB000200        0
072CC010200        0
<PAGE>      PAGE  13
072CC020200       37
072DD010200      231
072DD020200        0
072EE000200        0
073 A010200   0.1248
073 A020200   0.0000
073 B000200   0.0000
073 C000200   0.0000
074 A000200       16
074 B000200        0
074 C000200        0
074 D000200        0
074 E000200        0
074 F000200        0
074 G000200        0
074 H000200        0
074 I000200        0
074 J000200        0
074 K000200        0
074 L000200        0
074 M000200        0
074 N000200       16
074 O000200        0
074 P000200        0
074 Q000200        0
074 R010200        0
074 R020200        0
074 R030200        0
074 R040200       16
074 S000200        0
074 T000200        0
074 U010200        0
074 U020200        0
074 V010200     0.00
074 V020200     0.00
074 W000200   0.0000
074 X000200        0
074 Y000200        0
075 A000200        0
075 B000200    18728
076  000200     0.00
024  000300 N
025 D000301       0
025 D000302       0
025 D000303       0
025 D000304       0
025 D000305       0
025 D000306       0
025 D000307       0
025 D000308       0
028 A010300       122
<PAGE>      PAGE  14
028 A020300       264
028 A030300         0
028 A040300       381
028 B010300       401
028 B020300       271
028 B030300         0
028 B040300       975
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028 E020300       275
028 E030300         0
028 E040300       341
028 F010300       276
028 F020300      2722
028 F030300         0
028 F040300       163
028 G010300      2533
028 G020300      4070
028 G030300         0
028 G040300      2526
028 H000300         0
045  000300 Y
048  000300  0.020
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048 C010300        0
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048 D010300        0
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048 E010300        0
048 E020300 0.000
048 F010300        0
048 F020300 0.000
048 G010300        0
048 G020300 0.000
048 H010300        0
048 H020300 0.000
048 I010300        0
048 I020300 0.000
048 J010300        0
048 J020300 0.000
048 K010300        0
<PAGE>      PAGE  15
048 K020300 0.000
062 A000300 N
062 B000300   0.0
062 C000300   0.0
062 D000300   0.0
062 E000300   0.0
062 F000300   0.0
062 G000300   0.0
062 H000300   0.0
062 I000300   0.0
062 J000300   0.0
062 K000300   0.0
062 L000300   0.0
062 M000300   0.0
062 N000300   0.0
062 O000300   0.0
062 P000300   0.0
062 Q000300   0.0
062 R000300   0.0
063 A000300   0
063 B000300  0.0
066 A000300 N
067  000300 N
068 A000300 N
068 B000300 N
069  000300 N
070 A010300 N
070 A020300 N
070 B010300 N
070 B020300 N
070 C010300 N
070 C020300 N
070 D010300 N
070 D020300 N
070 E010300 N
070 E020300 N
070 F010300 N
070 F020300 N
070 G010300 N
070 G020300 N
070 H010300 N
070 H020300 N
070 I010300 N
070 I020300 N
070 J010300 N
070 J020300 N
070 K010300 Y
070 K020300 Y
070 L010300 N
070 L020300 N
070 M010300 N
<PAGE>      PAGE  16
070 M020300 N
070 N010300 N
070 N020300 N
070 O010300 N
070 O020300 N
070 P010300 N
070 P020300 N
070 Q010300 N
070 Q020300 N
070 R010300 N
070 R020300 N
071 A000300         0
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072 L000300        0
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072 Z000300     1642
072AA000300       76
072BB000300        0
072CC010300     1161
072CC020300        0
072DD010300     1642
072DD020300        0
072EE000300     2459
073 A010300   0.2767
073 A020300   0.0000
073 B000300   0.4102
<PAGE>      PAGE  17
073 C000300   0.0000
074 A000300        0
074 B000300        0
074 C000300        0
074 D000300        0
074 E000300        0
074 F000300        0
074 G000300        0
074 H000300        0
074 I000300    63946
074 J000300       34
074 K000300        0
074 L000300        0
074 M000300        4
074 N000300    63984
074 O000300       34
074 P000300        1
074 Q000300        0
074 R010300        0
074 R020300        0
074 R030300        0
074 R040300      296
074 S000300        0
074 T000300    63653
074 U010300     6241
074 U020300        0
074 V010300    10.20
074 V020300     0.00
074 W000300   0.0000
074 X000300       20
074 Y000300        0
075 A000300        0
075 B000300    62433
076  000300     0.00
024  000400 N
025 D000401       0
025 D000402       0
025 D000403       0
025 D000404       0
025 D000405       0
025 D000406       0
025 D000407       0
025 D000408       0
028 A010400         0
028 A020400         0
028 A030400         0
028 A040400         0
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028 B020400         0
028 B030400         0
028 B040400         0
<PAGE>      PAGE  18
028 C010400         0
028 C020400         0
028 C030400         0
028 C040400         0
028 D010400         0
028 D020400         0
028 D030400         0
028 D040400         0
028 E010400         0
028 E020400         0
028 E030400         0
028 E040400         0
028 F010400         0
028 F020400         0
028 F030400         0
028 F040400         0
028 G010400         0
028 G020400         0
028 G030400         0
028 G040400         0
028 H000400         0
045  000400 Y
048  000400  0.020
048 A010400        0
048 A020400 0.000
048 B010400        0
048 B020400 0.000
048 C010400        0
048 C020400 0.000
048 D010400        0
048 D020400 0.000
048 E010400        0
048 E020400 0.000
048 F010400        0
048 F020400 0.000
048 G010400        0
048 G020400 0.000
048 H010400        0
048 H020400 0.000
048 I010400        0
048 I020400 0.000
048 J010400        0
048 J020400 0.000
048 K010400        0
048 K020400 0.000
062 A000400 N
062 B000400   0.0
062 C000400   0.0
062 D000400   0.0
062 E000400   0.0
062 F000400   0.0
<PAGE>      PAGE  19
062 G000400   0.0
062 H000400   0.0
062 I000400   0.0
062 J000400   0.0
062 K000400   0.0
062 L000400   0.0
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062 O000400   0.0
062 P000400   0.0
062 Q000400   0.0
062 R000400   0.0
063 A000400   0
063 B000400  0.0
066 A000400 N
067  000400 N
068 A000400 N
068 B000400 N
069  000400 N
070 A010400 N
070 A020400 N
070 B010400 N
070 B020400 N
070 C010400 N
070 C020400 N
070 D010400 N
070 D020400 N
070 E010400 N
070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 N
070 G020400 N
070 H010400 N
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 N
070 J020400 N
070 K010400 Y
070 K020400 Y
070 L010400 N
070 L020400 N
070 M010400 N
070 M020400 N
070 N010400 N
070 N020400 N
070 O010400 N
070 O020400 N
070 P010400 N
070 P020400 N
<PAGE>      PAGE  20
070 Q010400 N
070 Q020400 N
070 R010400 N
070 R020400 N
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<PAGE>      PAGE  21
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024  000500 N
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<PAGE>      PAGE  22
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045  000500 Y
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062 A000500 N
062 B000500   0.0
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062 F000500   0.0
062 G000500   0.0
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<PAGE>      PAGE  23
062 N000500   0.0
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066 A000500 N
067  000500 N
068 A000500 N
068 B000500 N
069  000500 N
070 A010500 N
070 A020500 N
070 B010500 N
070 B020500 N
070 C010500 N
070 C020500 N
070 D010500 N
070 D020500 N
070 E010500 N
070 E020500 N
070 F010500 N
070 F020500 N
070 G010500 N
070 G020500 N
070 H010500 N
070 H020500 N
070 I010500 N
070 I020500 N
070 J010500 N
070 J020500 N
070 K010500 Y
070 K020500 Y
070 L010500 N
070 L020500 N
070 M010500 N
070 M020500 N
070 N010500 N
070 N020500 N
070 O010500 N
070 O020500 N
070 P010500 N
070 P020500 N
070 Q010500 N
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<PAGE>      PAGE  24
071 D000500    0
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072 Z000500      389
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072CC010500     9633
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072EE000500     1926
073 A010500   0.1450
073 A020500   0.0000
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<PAGE>      PAGE  25
074 N000500   117650
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074 V010500    20.08
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074 Y000500        0
075 A000500        0
075 B000500   105517
076  000500     0.00
SIGNATURE   KENNETH D. GASKINS, ESQ.                     
TITLE       SECRETARY           
 


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