<PAGE> 1
[AAL LETTERHEAD]
April 29, 1996
U.S. Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549
VIA EDGAR
Re: AAL VARIABLE ANNUITY ACCOUNT I ("REGISTRANT")
1933 ACT REG. NO 33-82054
1940 ACT FILE NO. 811-8660
CIK NO. 0000927649
POST-EFFECTIVE AMENDMENT NO. 2 TO FORM N-4
Commissioners:
Pursuant to Rule 497(j) under the Securities Act of 1933 ("1933 Act"),
Registrant has elected to file the certification set out below in lieu of
electronically filing definitive copies of the prospectus and statement of
additional information contained in its most recent amendment to its Form N-4
Registration Statement ("Amendment"), as required by Rule 497(c) under the 1933
Act and as informed by Rule 309(b) of Regulation S-T.
Registrant hereby certifies that:
(1) the form of prospectus and statement of additional information that
would have been filed under paragraph (c) of Rule 497 under the 1933
Act following the filing of the Amendment would not have been
different from that contained in the Amendment, and
(2) the Amendment, which is designated as Post-Effective Amendment No. 2
under the 1933 Act and as Amendment No. 3 under the Investment
Company Act of 1940, was filed electronically on April 29, 1996.
Please direct any inquiry regarding the foregoing to the undersigned.
Sincerely
Aid Association for Lutherans,
on behalf of its
AAL Variable Annuity Account I
By: /s/ Carl M. Rizzo
-----------------------
Carl M. Rizzo