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<PAGE> 1 SUPPLEMENT TO PROSPECTUS DATED SEPTEMBER 16, 1996 FOR THE PERSPECTIVE FIXED AND VARIABLE ANNUITY Effective November 18, 1996, the Annuity Service Center address is: ANNUITY SERVICE CENTER Mail Address: P.O. Box 378002 Denver, Colorado 80237-8002 Delivery Address: 8055 East Tufts Avenue, Second Floor Denver, Colorado 80237 Telephone Number: 1 (800) 766-4683 This address replaces the address on pages 1 and 3 of the Prospectus. This Supplement is dated October 21, 1996. V2783 10/96
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