SUPPLEMENT TO THE PROSPECTUS DATED JULY 6, 1999
FOR
THE PERSPECTIVE FIXED AND VARIABLE ANNUITY
On page 7 of the prospectus for the Perspective Fixed and Variable Annuity under
the heading "Investment Portfolios," the disclosure regarding the JNL/First
Trust The Dow(SM) Target 10 Series has been amended by deleting the following
phrase, "the common stock of the five companies" and replacing it with the
phrase, "the common stock of the ten companies."
This Supplement is dated November 19, 1999.
(To be used with Form No. VC3656 7/99 only.)
