NATIONWIDE FIDELITY ADVISOR ANNUITY VARIABLE ACCOUNT
497J, 1996-05-07
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                            [NATIONWIDE LETTERHEAD]



May 3, 1996


VIA ELECTRONIC TRANSMISSION
- ---------------------------

The United States Securities and
  Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C.  20549

Subject:          Nationwide Fidelity Advisor Variable Account of
                  Nationwide Life Insurance Company
                  SEC File No. 33-82174

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide Fidelity Advisor Variable Account (the "Variable Account") and
Nationwide Life Insurance Company (the "Company"), we certify that the form of
the Prospectus and Statement of Additional Information that would have been
filed under paragraph (b) under Rule 497 does not differ from the form of the
Prospectus and Statement of Additional Information contained in Post-Effective
Amendment No. 3 to the Registration Statement for the Company and the Variable
Account which was filed with the Securities and Exchange Commission
electronically on April 26, 1996.

If there are any questions in connection with the enclosed, please contact
Steven R. Savini, Esq. at (614) 249-7603.

Very truly yours,

NATIONWIDE LIFE INSURANCE COMPANY



Joseph P. Rath
Vice President and Associate
General Counsel

JPR/cw
Attachment






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