<PAGE> 1
[NATIONWIDE LIFE INSURANCE LETTERHEAD]
November 5, 1996
VIA ELECTRONIC TRANSMISSION
- ---------------------------
The United States Securities and
Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, DC 20549
Subject: Nationwide Fidelity Advisor Variable Account of
Nationwide Life Insurance Company
SEC File No. 33-82174
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide Fidelity Advisor Variable Account (the "Variable Account") and
Nationwide Life Insurance Company (the "Company"), we certify that the form of
the Prospectus and Statement of Additional Information that would have been
filed under paragraph (b) under Rule 497 would not have differed from the form
of the Prospectus and Statement of Additional Information contained in
Post-Effective Amendment No. 4 to the Registration Statement for the Company
and the Variable Account which was filed with the Securities and Exchange
Commission electronically on October 29, 1996.
If there are any questions in connection with the enclosed, please contact me
direct at (614) 249-7452.
Very truly yours,
NATIONWIDE LIFE INSURANCE COMPANY
Brian M. Bacon
BMB/mr