ONYX ACCEPTANCE FINANCIAL CORP
8-K, EX-23.4, 2000-11-08
ASSET-BACKED SECURITIES
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<PAGE>   1

                                                                   EXHIBIT  23.4

                       Consent of Independent Accountants


         We consent to the incorporation by reference in the Prospectus
Supplement of Onyx Acceptance Corporation, relating to Onyx Acceptance Owner
Trust 2000-D, of our report dated February 3, 2000, on our audits of the
consolidated financial statements of MBIA Insurance Corporation and Subsidiaries
as of December 31, 1999 and 1998 and for each of the three years in the period
ended December 31, 1999. We also consent to the reference to our Firm under the
caption "Experts".



                                        By: /s/ PricewaterhouseCoopers LLP
                                            ------------------------------------
                                            PricewaterhouseCoopers LLP


November 1, 2000



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