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[LETTERHEAD OF USAA LIFE INVESTMENT TRUST APPEARS HERE]
May 1, 1997
BY EDGAR
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Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: USAA Life Insurance Company ("USAA Life")
Separate Account of USAA Life Insurance Company ("Registrant")
File No. 33-82268 and No. 811-8670
CIK No. 0000927820
Commissioners:
On April 29, 1997, Registrant electronically filed its most recent
amendments to the above-referenced registration statement under the Securities
Act of 1933 ("1933 Act") and the Investment Company Act of 1940 (collectively,
the "Amendment").
Pursuant to Rule 497(j) under the 1933 Act, USAA Life, on behalf of
Registrant, certifies that the form of prospectus and statement of additional
information that Registrant would have filed pursuant to Rule 497 (c) under the
1933 Act would not have differed from that contained in the Amendment.
Very truly yours,
/s/ Dwain A. Akins
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DWAIN A. AKINS
Assistant Vice President &
Managing Attorney
Life & Health Insurance Counsel